

Kyle Smith - RWM Home Loans - NMLS 2234536
Loan Officer

Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a pas... Show More
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Kyle Smith - RWM Home Loans - NMLS 2234536 has received a review with 5 star rating from OC
Reply from Owner
April 29th, 2025 05:56 PM
Thank you so much Michael :) It was truly a pleasure. Don't be a stranger!
Let's face it, buying a home may be one of the most stressful things we do in our adult lives. Add to that the complexities surrounding the loan process. We were fortunate to have Kyle on our side. To say that he "went above and beyond" is...
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Reply from Kyle Smith
April 29th, 2025 05:56 PM
Thank you so much Michael :) It was truly a pleasure. Don't be a stranger!
Kyle was a calm and knowledgeable presence during our home buying process. Kyle was always willing to go the extra mile to break down the finances, explain the intricacies of every piece of the transaction in a way that was digestible and easy...
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Reply from Owner
March 28th, 2025 04:53 PM
I'm thrilled to hear that I could be a helpful presence during your home buying journey. It's great to know that my explanations and advice were valuable to you. Thank you for your kind words and for trusting me with this important process,...
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Kyle was a calm and knowledgable presence during our home buying process. Kyle was always willing to go the extra mile to break down the finances, explain the intricacies of every piece of the transaction in a way that was digestable and easy...
read more
Reply from Kyle Smith
March 28th, 2025 04:55 PM
Thanks so much Shawn!
Kyle did an excellent job of explaining the entire process in a way that was both concise and thorough in the right places. His communication style is very calm, professional, and friendly. We always felt welcome to ask whatever questions we...
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Reply from Kyle Smith
March 28th, 2025 04:55 PM
Thanks so much for the kind words, Lori! It was a pleasure helping you two with your first home purchase. I can't put into words how much I appreciate the trust. Thank you!
Kyle Smith - RWM Home Loans - NMLS 2234536 has received a review with 5 star rating from Kyria T
Reply from Owner
March 28th, 2025 04:55 PM
Thanks so much Kyria!
Kyle was very attentive to our situation and always quick to answer our calls /emails ! Amazingly helpful and easy to understand when explaining things that were unclear to us. He was very communicative and a great person to have on our team!...
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Reply from Kyle Smith
March 28th, 2025 04:56 PM
Thank you so much for the kind words, Kyria! It was an honor being able to help you two through your first home purchase. Please keep in touch!
How simple Kyle made the transaction and how he explained every step and how to do it.
Kyle is exactly who you'd want to lead you through a loan process--high attention to detail, stable through all the twists and turns, and just simply knows his stuff. He is studied, kind, and you should call him.
Kyle was amazing! His communication throughout the whole process made it so easy on our side. He was available to answer questions at any time no matter how small, and the way he is able to break down all of the finance and real estate jargon...
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About
Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a passion for helping clients achieve homeownership through education and thoughtful financial guidance. I enjoy empowering clients to make confident decisions about one of the most important investments of their lives. Outside of work, I enjoy woodworking, painting, and exploring the Pacific Northwest with my wife, Emma, and our three dogs. I remain committed to continual growth while serving my clients and community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional
VA
FHA
Bridge Loans
HELOC
Down Payment Assistance
Land Loans
Condos
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2234536
Hobbies
- Woodworking
- Painting
- Cooking
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445