Kyle Smith - RWM Home Loans - NMLS 2234536's Cover Image
Kyle Smith - RWM Home Loans - NMLS 2234536 - Loan Officer in Bellingham, WA

Kyle Smith - RWM Home Loans - NMLS 2234536

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Loan Officer

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Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a pas... Show More
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Reviews from Web
  • Encompass
    A
    Audrey A
    Ferndale, WA
    Posted on November 3rd, 2026 03:28 AM
    Kyle was absolutely amazing in our process of buying a home as first time home buyers. He educated us SO much as we began and helped us along the way in any way he could. He was super reachable and able to answer what we thought were silly...
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  • Encompass
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    Michael G
    Bellingham, WA
    Posted on October 26th, 2026 02:05 PM
    Kyle went above and beyond making sure we knew every step that was happening and updating us when something needed done Great communication and very professional! Highly recommend!
  • Encompass
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    Anthony W
    Bellingham, WA
    Posted on October 6th, 2026 03:20 PM
    Attentive and thoughtful service. Incredibly responsive, I felt like I was the only client. Excellent advice and guidance the whole way through the process. Best mortgage experience I've had. Will recommend to family and friends.
  • Encompass
    B
    Barbara W
    Ferndale, WA
    Posted on September 20th, 2026 06:03 AM
    What made it stand out was how dedicated Kyle and his team were to making this happen for us. EVERYONE involved went WAY beyond the normal for obtaining a home loan. The company we had to go through put up so many road blocks that it was ridiculous....
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    Delysia M
    Bellingham, WA
    Posted on September 12th, 2026 02:25 AM
    The speed at which all was accomplished
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    Kegan S
    Blaine, WA
    Posted on August 19th, 2026 03:07 PM
    Kyle was outstanding to work with. He answered every question I had and made sure I understood everything step of the process.
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    Conner D
    Maple Falls, WA
    Posted on July 31st, 2026 04:13 PM
    Kyle went above and beyond to help us make our house work with our finances.
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    Rose F
    Posted on July 28th, 2026 09:07 PM
    Kyle did an amazing job for my my clients! As a local realtor, I always stress the importance of a local lender that can be available in the case of an emergency. My clients found a beautiful home and unfortunately the inspection revealed a...
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    Waylon B
    Posted on July 16th, 2026 03:43 PM
    These people care about the individuals they work with.
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    About
    Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a passion for helping clients achieve homeownership through education and thoughtful financial guidance. I enjoy empowering clients to make confident decisions about one of the most important investments of their lives. Outside of work, I enjoy woodworking, painting, and exploring the Pacific Northwest with my wife, Emma, and our three dogs. I remain committed to continual growth while serving my clients and community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Conventional
    VA
    FHA
    Bridge Loans
    HELOC
    Down Payment Assistance
    Land Loans
    Condos
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    Memberships
    • NMLS
    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2234536
    Hobbies
    • Woodworking
    • Painting
    • Cooking
    • View All
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Equal Housing Lender. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445