Kyle Smith - RWM Home Loans - NMLS 2234536
Loan Officer
Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a pas...... Show More
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My lender agent Kyle was available and helpful with recommendations and insight throughout the entire home buying process
Kyle was available and helpful with recommendations and insight throughout the entire process
We went with Kyle instead of taking a (slightly) better rate with a big bank, because we were on a tight closing deadline and we trusted him to deliver. Kyle and his team made that happen, and we appreciate his (and his team's) help navigating...
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Kyle and his team have been responsive, and have made a tough deadline possible. We appreciate it.
Kyle was such a good communicator and made the experience very smooth for us. We're first time homeowners so it was amazing to have him explain everything to us clearly and welcome questions.
Kyle Smith - RWM Home Loans - NMLS 2234536 has received a review with 5 star rating from Aaron T
Kyle is an amazingly helpful and insightful loan officer. He also went to bat for us to obtain the best rate possible. Kyle is great to work with in so many different ways; most notably to me is when he isn't highly skilled in specific aspect...
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The level of communication, prompt responses and support I received.
Reply from Kyle Smith - RWM Home Loans - NMLS ...
April 21st, 2026 09:36 PM
Thank you for the kind words, Steve! I appreciate you. I hope the move in is going well!
Kyle Smith with RWM Home Loans is a joy to work with. He took what would have and could have been a stressful situation, and turned it into a pleasant one. He was always there to help me with any questions that I needed answering, and was always...
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Reply from Owner
April 21st, 2026 09:36 PM
Thank you so much for the kind words, Phyllis, I appreciate you as always!
I have been working with Kyle, and he is a joy to work with. He is always so positive, and ready to answer any questions I have quickly and carefully in ways I can understand. He made What would have been a stressful situation easy for me....
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Reply from Kyle Smith - RWM Home Loans - NMLS ...
April 21st, 2026 09:36 PM
Thank you so much for the kind words, Phyllis, I appreciate you as always!
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About
Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a passion for helping clients achieve homeownership through education and thoughtful financial guidance. I enjoy empowering clients to make confident decisions about one of the most important investments of their lives. Outside of work, I enjoy woodworking, painting, and exploring the Pacific Northwest with my wife, Emma, and our three dogs. I remain committed to continual growth while serving my clients and community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional
VA
FHA
Bridge Loans
HELOC
Down Payment Assistance
Land Loans
Condos
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Search Rank ScoreLearn More →
580
/850
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Memberships
- NMLS
Addresses and Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2234536
Hobbies
- Woodworking
- Painting
- Cooking
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445