Kyle Smith - RWM Home Loans - NMLS 2234536's Cover Image
Kyle Smith - RWM Home Loans - NMLS 2234536 - Loan Officer in Bellingham, WA

Kyle Smith - RWM Home Loans - NMLS 2234536

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Loan Officer

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Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a pas... Show More
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  • Encompass
    C
    Conner D
    Maple Falls, WA
    Posted on July 31st, 2026 04:13 PM
    Kyle went above and beyond to help us make our house work with our finances.
  • google
    R
    Rose F
    Posted on July 28th, 2026 09:07 PM
    Kyle did an amazing job for my my clients! As a local realtor, I always stress the importance of a local lender that can be available in the case of an emergency. My clients found a beautiful home and unfortunately the inspection revealed a...
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  • google
    W
    Waylon B
    Posted on July 16th, 2026 03:43 PM
    These people care about the individuals they work with.
  • Encompass
    W
    Waylon B
    Bellingham, WA
    Posted on July 16th, 2026 03:42 PM
    Always received a call back to us with in 24 hours of a request for more informatoon. The only thing I would work on is having the submit the same paperwork over and over.
  • Encompass
    A
    Aanisha K
    Blaine, WA
    Posted on June 29th, 2026 07:34 PM
    Everyone went above and beyond to make sure everything was handled perfectly. The team was knowledgeable, kind, and incredibly easy to work with. I really appreciated their professionalism and outstanding customer service.
  • google
    B
    Bryan E
    Posted on June 17th, 2026 02:53 PM
    Kyle went above and beyond what we expected. He communicated extremely well and kept all the moving parts of the loan together. Most importantly, Kyle helped us navigate the stress that came with the short amount of time we had to close.We...
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  • Encompass
    B
    Bryan L E
    Everson, WA
    Posted on June 17th, 2026 02:52 PM
    Kyle went above and beyond what we expected. He Communicated extremely well and kept all the moving parts together. Most importantly, Kyle helped us navigate the stress that came with the short time we had to close. Absolutely10/10 reccomend...
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  • google
    Z
    Zeke P
    Posted on June 12th, 2026 06:55 PM
    My lender agent Kyle was available and helpful with recommendations and insight throughout the entire home buying process
  • Encompass
    E
    Ezekiel P
    Bellingham, WA
    Posted on June 12th, 2026 06:54 PM
    Kyle was available and helpful with recommendations and insight throughout the entire process
  • google
    P
    Peiying F
    Posted on June 12th, 2026 05:52 PM
    We went with Kyle instead of taking a (slightly) better rate with a big bank, because we were on a tight closing deadline and we trusted him to deliver. Kyle and his team made that happen, and we appreciate his (and his team's) help navigating...
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    About
    Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a passion for helping clients achieve homeownership through education and thoughtful financial guidance. I enjoy empowering clients to make confident decisions about one of the most important investments of their lives. Outside of work, I enjoy woodworking, painting, and exploring the Pacific Northwest with my wife, Emma, and our three dogs. I remain committed to continual growth while serving my clients and community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Conventional
    VA
    FHA
    Bridge Loans
    HELOC
    Down Payment Assistance
    Land Loans
    Condos
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    Memberships
    • NMLS
    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2234536
    Hobbies
    • Woodworking
    • Painting
    • Cooking
    • View All
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Equal Housing Lender. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445