Kyle Smith - RWM Home Loans - NMLS 2234536
Loan Officer
Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a pas... Show More
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Reviews from Web
Kyle and Lori were a great match of up to date communication and hard work to push this sale forward in record time.
Reply from Kyle Smith
October 22nd, 2025 06:50 PM
I appreciate your feedback, Cindy. It's great to hear that my communication efforts and dedication contributed positively to your experience. Your success is important to me, and I'm glad everything went smoothly for you. If there's anything...
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Kyle Smith - RWM Home Loans - NMLS 2234536 has received a review with 5 star rating from Jackie H
Reply from Owner
April 21st, 2026 09:44 PM
Thank you for taking the time for this review, Jackie! I appreciate you. I'm so glad to hear the move went smoothly!
Kyle is a great person to work with. He takes his time and explain things. He doesn't rush you into anything at all. He is a great with giving advise first. He lis looking after you, and not himself. I enjoyed working with him very much.
Reply from Kyle Smith - RWM Home Loans - NMLS ...
April 21st, 2026 09:44 PM
Thank you for taking the time for this review, Jackie! I appreciate you. I'm so glad to hear the move went smoothly!
It has been an absolute pleasure to work with Kyle throughout our home buying search! Kyle was always transparent, caring, detail oriented and available. What sets Kyle apart from other agencies is that it's about the relationship and getting...
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Reply from Kyle Smith - RWM Home Loans - NMLS ...
April 21st, 2026 09:45 PM
Thank you for the kind words, Lucas! I really appreciate it. I hope you're doing well - I'll give you a call in the coming weeks to catch up!
Kyle was very knowledgeable and approachable. I felt comfortable asking for help and clarification the entire time. He worked hard to get me the best terms possible while working with my budget and goals.
Reply from Kyle Smith - RWM Home Loans - NMLS ...
April 21st, 2026 09:45 PM
Thank you for the kind words, Rose! I really appreciate it. I hope you're doing well - I'll give you a call in the coming weeks to catch up!
The biggest obstacle we had to overcome was out of Kyle's hands. The VA appraisal was returned late, which delayed our closing. Kyle and the entire team at RWM were on it from day one.
From start to finish, Kyle educated me all along in the process. I have purchased three homes at this point and this, by far, has been the easiest and smoothest and most educational process; not to mention kyle and his team are stellar humans....
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Great communication
Kyle explained everything very well and was considerate of our time and got the loan process done in a smooth easy process. Much less work than I was planning for thanks to him.
Kyle and Stephanie were great in diecting me to the correct way to get the loan completed !
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About
Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a passion for helping clients achieve homeownership through education and thoughtful financial guidance. I enjoy empowering clients to make confident decisions about one of the most important investments of their lives. Outside of work, I enjoy woodworking, painting, and exploring the Pacific Northwest with my wife, Emma, and our three dogs. I remain committed to continual growth while serving my clients and community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional
VA
FHA
Bridge Loans
HELOC
Down Payment Assistance
Land Loans
Condos
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2234536
Hobbies
- Woodworking
- Painting
- Cooking
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445