Kyle Smith - RWM Home Loans - NMLS 2234536
Loan Officer
Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a pas... Show More
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good communication and ease of transaction
Reply from Kyle Smith
March 12th, 2026 06:45 PM
Thank you so much, Catherine! Helping you navigate the homebuying process was truly a pleasure. Wishing you many happy years in your new home!
Throughout the whole process of securing a loan and completing everything that needed to be accomplished, Kyle was informative, patient and diligent.
Reply from Owner
April 21st, 2026 09:40 PM
Thank you so much for the kind words, Steve! I hope this newchapter has been all that you imagined! I'll give you a call in the coming weeks to catch up.
Kyle's manner throughout the whole process was one of sincerity in wanting to help. He was diligent in pursuing the right objectives. He understood the process and what needed to be done for a successful outcome. He was patience and had a great...
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Reply from Kyle Smith
March 12th, 2026 06:46 PM
Thank you so much for the kind words Steve! I hope you guys are loving your new home. I'm honored to have been a part of the process with you!
It had been years since we purchased a house and the complications certainly had increased, both in our assets and in regulations, Kyle was helpful, patient and supportive in addressing the needs and accomplishing the goal.
Reply from Kyle Smith - RWM Home Loans - NMLS ...
March 12th, 2026 06:47 PM
Thank you so much for the kind words Rebecca! I appreciate you guys sticking with me throughout the process. I hope you're loving your new home!
I trust Kyle fully to handle any of our future home loan needs. He is extremely knowledgeable and his attention to detail is incredible. But not only that, he truly cares about getting you the best option/rate possible. I am so thankful my...
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Reply from Owner
April 21st, 2026 09:41 PM
Thank you so much for the kind words, Sarah! I hope you guys are doing well. I'll give you two a call in the coming weeks to catch up.
Kyle attention to detail, clear explanations, and industry knowledge was impeccable
Reply from Kyle Smith - RWM Home Loans - NMLS ...
April 21st, 2026 09:41 PM
Thank you so much for the kind words, Sarah! I hope you guys are doing well. I'll give you two a call in the coming weeks to catch up.
Kyle Smith - RWM Home Loans - NMLS 2234536 has received a review with 5 star rating from AJ
Reply from Owner
April 21st, 2026 09:42 PM
Thank you for the kind words, AJ, I appreciate you! I hope this new chapter has been awesome. I'll give you a call in the coming weeks to catch up!
As a first time home buyer, this process naturally came with a lot of questions and stress. working with Kyle really helped me relax and I greatly appreciate having him on my side of this transaction. He was thorough, polite, understanding,...
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Reply from Kyle Smith - RWM Home Loans - NMLS ...
April 21st, 2026 09:42 PM
Thank you for the kind words, AJ, I appreciate you! I hope this new chapter has been awesome. I'll give you a call in the coming weeks to catch up!
Great communication, made the whole process easy to understand
Reply from Owner
April 21st, 2026 09:43 PM
Thank you for the kind words, Becca! I'll be sure to check in in the coming weeks to catch up!
Kyle was great about answering any questions we had, explaining the process and everything
Reply from Kyle Smith - RWM Home Loans - NMLS ...
April 21st, 2026 09:43 PM
Thank you for the kind words, Becca! I'll be sure to check in in the coming weeks to catch up!
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About
Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a passion for helping clients achieve homeownership through education and thoughtful financial guidance. I enjoy empowering clients to make confident decisions about one of the most important investments of their lives. Outside of work, I enjoy woodworking, painting, and exploring the Pacific Northwest with my wife, Emma, and our three dogs. I remain committed to continual growth while serving my clients and community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional
VA
FHA
Bridge Loans
HELOC
Down Payment Assistance
Land Loans
Condos
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2234536
Hobbies
- Woodworking
- Painting
- Cooking
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445