Kyle Smith - RWM Home Loans - NMLS 2234536
Loan Officer
Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a pas... Show More
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Kyle went above and beyond in helping us understand our options for financing our home and talking us through the process. We're very happy with our decision to go with him as our loan officer!
Reply from Kyle Smith - RWM Home Loans - NMLS ...
April 21st, 2026 09:38 PM
Thank you so much for the kind words, Emily! I hope you two enjoy your next chapter. Please don't hesitate to reach out to me anytime if you guys have any questions. I look forward to chatting again in the coming months!
Kyle seemed very trustworthy and gave excellent explanations of how the home loan process worked.
Reply from Kyle Smith
April 21st, 2026 09:38 PM
Thank you so much for the kind words, Joey! I hope you two enjoy your next chapter. Please don't hesitate to reach out to me anytime if you guys have any questions. I look forward to chatting again in the coming months!
Kyle clearly wanted the best for us and never pushed us to do anything we weren't 100% comfortable with. He was very communicative about what was going on in the market and laid out all our options plainly for us. I would (and do) recommend...
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Reply from Kyle Smith
April 21st, 2026 09:39 PM
Thank you so much for the kind words, Becca! I appreciate you guys. Looking forward to seeing you both soon, hopefully!
I cannot say enough good things about the RWM team. From start to finish, the level of professionalism was outstanding. Kyle and Richard were incredibly organized, responsive, and vigilant with every detail of the process. What is usually known...
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Reply from Kyle Smith - RWM Home Loans - NMLS ...
March 12th, 2026 06:37 PM
Thank you so much for the kind words, Ian! It was an absolute pleasure working with you - I really appreciate the thorough feedback as well. Let's not be strangers - I'd love to keep in touch!
I highly recommend Kyle at RWM Home Loans. Kyle's expertise and creative problem solving were invaluable throughout the process! Couldn't have made it all work without him. His thoughtful, clear communication and personal support every step...
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Reply from Owner
April 21st, 2026 09:39 PM
Thank you so much for the kind words, Stacia! I hope this next chapter has been all that you imagined! I'll give you a call in the coming weeks to catch up.
Kyle's expertise and creative problem solving were invaluable throughout the process! Couldn't have made it all work without him. In addition, his thoughtful, clear communication and personal support every step of the way were deeply appreciated....
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Reply from Kyle Smith
March 12th, 2026 06:38 PM
Thank you so much for the kind words, Stacia! I'm so excited for you to start your next chapter, and I'm honored to have been a part of it. Congratulations again!
Kyle made the expeience stand out! Hes incredibly knowledgable and very passionate about his job. We appercaite the time and care he delivers each time we meet. We have recommended Kyle and will continue to !
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Reply from Kyle Smith
March 12th, 2026 06:38 PM
Thank you so much, Noah! I really appreciate you and Becca, as always.
Kyle is very personable and friendly. very knowledgeable and on top of current market information.
Reply from Kyle Smith
March 12th, 2026 06:40 PM
Thank you so much, Becca! It's always a pleasure working with you and Ryan. Huge congratulations again on sweet Graham :)
Shout out to Kyle at RWM him and his team are amazing. Would recommend to everyone reading this who are looking to buy a home. Thanks to his team I’m a first time home owner now. His team will go above and beyond for you. I felt very comfortable...
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Reply from Owner
April 21st, 2026 09:40 PM
Thank you so much for the kind words, Alex! I hope this next chapter has been all that you imagined! I'll give you a call in the coming weeks to catch up.
Kyle is the best , I originally had loan simple as my loan mortgage service but the condo i I was buying had a problem they couldn't figure out . so Kyle came to assist, loan simple wouldn't listen to kyle so I left them and went with RWM and...
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Reply from Kyle Smith
March 12th, 2026 06:42 PM
Thank you so much Alex! It was an absolute pleasure working with you through this one. I appreciate your patience while we solved the puzzle of your condo. Please keep in touch!
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About
Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a passion for helping clients achieve homeownership through education and thoughtful financial guidance. I enjoy empowering clients to make confident decisions about one of the most important investments of their lives. Outside of work, I enjoy woodworking, painting, and exploring the Pacific Northwest with my wife, Emma, and our three dogs. I remain committed to continual growth while serving my clients and community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional
VA
FHA
Bridge Loans
HELOC
Down Payment Assistance
Land Loans
Condos
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2234536
Hobbies
- Woodworking
- Painting
- Cooking
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445