The Kay Fruci Team - Powered by RWM Home Loan...
Branch Manager
Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve yo... Show More
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Mark and Kay worked endlessly on ensuring we got our loan approved through hundreds of hurdles! They are not only amazing lenders but amazing people! The care and compassion these two showed for our family will never be forgotten!
Our whole process was amazing. Couldn’t ask for better help!
Mark and Kay went above and beyond for us! This was are very first time purchasing a home so we had lots of questions. They took time out of their days to answer them and made sure we understood everything. We appreciate their help so much!...
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Mark and Kay went above and beyond to help us get a home. They were patient and worked around our 16 hour time difference. They also always kept a friendly positive attitude during the whole process which really helped my stress levels of buying...
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Amazing service! Mark and Kay always makes sure you know what's going on and that you understand. They do their best ensure families are getting the best rates possible. Best of all, they treat you like family throughout the whole process....
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Mark’s knowledge and advice made refinancing our home quick and easy. Overall a great experience!
Mark is great mortgage broker who is knowledgable, honest, and will let you know what your best options are even if it means not going through him. We have used him for several home purchases over the last few years and he provides a quick...
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About
Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve your situation, I’m here to help.
As a true mortgage nerd, running numbers and comparing loan scenarios is my passion—I break down options, explain real-life impact, and guide you toward the best fit for your goals and budget. VA loans are a specialty, and working with them daily means I know the details and how to leverage your benefits for maximum advantage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
First Time Home Buyers
USDA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 1864837 & 1064528
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445