

The Kay Fruci Team - Powered by RWM Home Loan...
Branch Manager

Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve yo... Show More
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It is great working with you, everything seemed to flow seamlessly during the whole process. Thank You!
Buying a home is stressful... or so I thought! With a lender like Kay in your corner, the scary things about buying a home aren't so intimidating anymore . She took the time to really make sure we understood every single aspect of the process....
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Buying a home is stressful... or so I thought! With a lender like Kay in your corner, the scary things about buying a home aren't so intimidating anymore . She took the time to really make sure we understood every single aspect of the process....
read more
The thorough analysis conducted and presented. Extremely receptive, friendly, knowledgeable, and considerate in walking me through the process and providing recommendations tailored to my situation. Kay is wonderful!
Every step of this process to buy a house has been easier than I assumed it would be because of this team. This has been a largely stress-free experience and has been a great opportunity for my wife and I.
Kay was amazing to work with!
I cannot speak highly enough of Kay Fruci and her entire team. From the very beginning of our loan process, she was exceptionally communicative, professional, and dedicated. We faced several challenges along the way, but Kay met each one with...
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I cannot speak highly enough of Kay Fruci and her entire team. From the very beginning of our loan process, she was exceptionally communicative, professional, and dedicated. We faced several challenges along the way, but Kay met each one with...
read more
The team’s professionalism made the entire process feel seamless. They were approachable, and whenever I had a question, they responded right away.
Very communicative in what was needed from all parties involved.
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About
Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve your situation, I’m here to help.
As a true mortgage nerd, running numbers and comparing loan scenarios is my passion—I break down options, explain real-life impact, and guide you toward the best fit for your goals and budget. VA loans are a specialty, and working with them daily means I know the details and how to leverage your benefits for maximum advantage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
First Time Home Buyers
USDA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 1864837 & 1064528
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445