The Kay Fruci Team - Powered by RWM Home Loan...
Branch Manager
Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve yo... Show More
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Good communication, honest and accurate estimates and an overall pleasant experience.
Very smooth refi.
Great experience.
Overall great experience, Mark & Kay were very easy to work with during the whole loan process. Towards the final closing things got a little frustrating, but that was no fault of theirs. They kept great communication and made sure I was informed...
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Mark & Kay were professional, thoughtful, supportive and informative throughout the Refi process. Kay's personalized and step by step videos were a clear and easy communication method, allowing for review and re-review at my convenience.
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Great professionalism and helpful service. I love how deeply the Fruci’s will help.
Great people! Very helpful and answered any questions we had even late at night
They were quick to communicate with me and were also available to help ease any anxieties that I had during the process!
Great communication and treated me with kindness and respect
Mark and Kay were professional, knowledgable and always responded quickly to any questions we had. The whole loan process was so easy to manage. We will definitely use them if we have a need for another loan and recommend them to others!
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About
Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve your situation, I’m here to help.
As a true mortgage nerd, running numbers and comparing loan scenarios is my passion—I break down options, explain real-life impact, and guide you toward the best fit for your goals and budget. VA loans are a specialty, and working with them daily means I know the details and how to leverage your benefits for maximum advantage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
First Time Home Buyers
USDA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 1864837 & 1064528
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445