The Kay Fruci Team - Powered by RWM Home Loan...
Branch Manager
Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve yo... Show More
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Reviews from Web
Fantastic experience with my re-fi; great communication, rates, flexibility and the entire thing from start to finish was done in under 30 days!
Buying a home was never so easy
The expediency and over all ease of completion.
Great communication
Kay and Mark are super knowledgeable! They are readily available to answer questions and stayed in constant communication throughout our home buying process. They even offered to speak to the listing agent to share about our trustworthiness...
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I can’t imagine a better experience than working with Mark and Kay. Very knowledgeable and made the process fun and easy. We closed early due to their great communication and easy to deal with underwriters. Highly recommend for every aspect...
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Mark and Kay are absolutely amazing! I am so happy I found them. They made the finically part of buying a home absolutely seamless. They have an amazing attitude and went above and way beyond for us. I can not stress enough how wonderful they...
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Friendly people who were responsive to our needs and got the job done.
I work with Mark to refinance my home. I like the fact that he took time to explain everything and answered all my questions. He is makes sure his clients get all of the information they need. It was a smooth process and I would recommend my...
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Thank you guys for all your hard work!!
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About
Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve your situation, I’m here to help.
As a true mortgage nerd, running numbers and comparing loan scenarios is my passion—I break down options, explain real-life impact, and guide you toward the best fit for your goals and budget. VA loans are a specialty, and working with them daily means I know the details and how to leverage your benefits for maximum advantage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
First Time Home Buyers
USDA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 1864837 & 1064528
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445