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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM(Open now)
Fri
8 AM to 6 PM
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Reviews from Web
I had an absolutely phenomenal experience working with Alcova Mortgage team and Russell Smith! From start to finish, the process was seamless. Russell and his team were incredibly attentive and responsive to all of my questions, making sure...
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Reply from Russell Smith
March 2nd, 2025 01:35 PM
Thank you so much, Nephi! I'm thrilled to hear that you had such a positive experience with us at ALCOVA Mortgage. It was a pleasure working with you, and I'm glad we could make the process seamless and straightforward. Our team strives to...
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I had an absolutely phenomenal experience working with Alcova Mortgage team and Russell Smith! From start to finish, the process was seamless. Russell and his team were incredibly attentive and responsive to all of my questions, making sure...
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Reply from RUSSELL SMITH
September 20th, 2024 01:44 PM
Thank you so much, Nephi, for such a glowing review. We are thrilled to hear that you had a phenomenal experience with The Dream Team at Alcova Mortgage team and myself. Our goal is always to make the mortgage process as seamless and comfortable...
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Russell was available to me anytime. If I had a concern or question he would lead me in the right direction. Great Experience!!
Reply from Owner
September 19th, 2024 09:09 PM
It was such an honor to work with you on your first home purchase! Thank you for the great review and please reach out anytime you have any questions.
Russell handled everything. The whole process was smooth.
Reply from RUSSELL SMITH
September 17th, 2024 04:09 PM
Thank you, Thomas, for your generous rating and feedback. We are glad to hear that we could make the process smooth for you. Nothing is more important to us at The Dream Team at ALCOVA Mortgage than our clients' satisfaction. Remember, we are...
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No matter what time of the day Russell answered my questions!
Reply from RUSSELL SMITH
September 15th, 2024 07:32 AM
I'm thrilled to hear that you were satisfied with the service, Paulino. It's important to me to be available for my clients whenever they have questions. I'm here to make the mortgage process as smooth as possible for you. Thank you for the...
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Russell and team made the process feel easy and convenient.
Reply from Owner
September 6th, 2024 04:03 PM
We are delighted to hear that you found the process easy and convenient, Steven! The Dream Team at Alcova Mortgage always aim to provide a seamless experience for our clients. Your 5-star rating means a lot to us. Thank you for your trust and...
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Russell and team made the process feel easy and convenient.
Reply from RUSSELL SMITH
September 5th, 2024 06:28 PM
Hi Steven, we are thrilled to hear you found the process easy and convenient. The Dream Team at Alcova Mortgage strives to make the mortgage process as smooth as possible for our clients. Your feedback means a lot to us. Thank you for the 5-star...
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I had a top-notch experience at Alcova Mortgage! They were incredibly professional, knowledgeable, and supportive throughout the entire mortgage process. Russell and his team made everything easy to understand and were always available to...
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Reply from RUSSELL SMITH
September 5th, 2024 05:08 PM
Hello Vulnavia, your feedback means a lot to our team here at The Dream Team at Alcova Mortgage. We strive to make each mortgage experience as smooth and hassle-free as possible, and we are glad to hear we hit the mark for you. It was a pleasure...
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I recently had the pleasure of working with Russell Smith and his team at Alcova Mortgage, and I cannot recommend them highly enough. From the very beginning, Russell and his team were incredibly helpful, knowledgeable, and attentive to my...
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Reply from Owner
August 29th, 2024 05:32 PM
Thank you so much for the 5 star review! We look forward to helping you in the future!
I recently had the pleasure of working with Russell Smith and his team at Alcova Mortgage, and I cannot recommend them highly enough. From the very beginning, Russell and his team were incredibly helpful, knowledgeable, and attentive to my...
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Reply from Owner
August 7th, 2025 12:00 AM
Thank you so much for the 5 star review! We look forward to helping you in the future!
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance