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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
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8 AM to 6 PM
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closed
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closed
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Reviews from Web
I could give Russell and his team more than five stars hands-down, I would give him 1 million him and his team went absolutely above and beyond to get my husband and I into our home in a very quick time I didn't have to constantly call and...
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Reply from Russell Smith and The Dream Team at...
August 21st, 2026 03:46 PM
Thank you so much for sharing your wonderful experience. I'm truly happy that my team and I could help your family move into your new home quickly and smoothly. Your recommendation to others is greatly appreciated, and I'm grateful for your...
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Russell and his team at ALCOVA made our experience amazing! They were so easy to work with and made our home buying experience such a breeze! We highly recommend them to anyone and would definitely use them again in the future! Thanks again...
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Reply from Russell Smith and The Dream Team at...
August 19th, 2026 06:54 PM
Thank you so much, Brittany, for your kind words. I'm pleased to hear that you found working with me and my team at ALCOVA to be easy and that we could make your home buying experience smooth. We appreciate your recommendation and look forward...
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Russell has been great to work with, as this is the second time he has assisted with a mortgage. He makes the process easy and seamless, all while working very efficiently on the process to get the closing completed in a timely manner. I would...
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Reply from Russell Smith and The Dream Team at...
August 19th, 2026 06:55 PM
Thank you, Matt, for your kind words and for choosing to work with me again. I'm happy to hear that the process was easy and seamless for you. Your recommendation means a lot, and I'm here if you need assistance in the future. Thank you! Russell...
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Russell is one of the few professionals who I give a solid 5 star rating. The average but competent ones get 3 stars. The better than average get 4 stars. The few who get 5 stars are the elite performers at the field. They are THE best. That's...
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Reply from RUSSELL SMITH
March 11th, 2023 09:57 AM
I am truly speechless! What an honor for someone to think so highly of what we do and this inspires me. Thank you for all that you have done and do. Success is not by how many closings you have but more in how you make others feel. You my friend...
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There is NO other lender that can possibly outdo Russell Smith and his team at Alcova! I have been a realtor for 23 years and have had the opportunity to work with many lenders. HANDS DOWN, there is NO comparison to the expertise, service,...
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Reply from RUSSELL SMITH
March 11th, 2023 09:59 AM
Thank you so much Angie and our client experience is complimented immensely by your hard work, ethics, and compassion for your clients.
I had a great experience working with the team. Whenever I needed additional information or clarification, they were always willing to help and explain things in a way I could understand. I never felt rushed or misled at any point in the process....
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Reply from Russell Smith and The Dream Team at...
October 27th, 2026 03:38 PM
I'm grateful to hear about your positive experience, Melissa. It's important to me and our team at ALCOVA Mortgage that you felt informed and supported throughout the process. I appreciate your kind words about our patience and guidance in...
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Mr.Smith was the prelude to a great team.Buying a home doesn't have to be complicate. That was our take away from this experience. our family is grateful for you all.
Reply from Russell Smith and The Dream Team at...
October 22nd, 2026 11:48 AM
I'm grateful to hear that your experience with me and the team at ALCOVA Mortgage made the home-buying process uncomplicated, Kathy. It's wonderful to know that your family feels supported and appreciated the effort we put in. Thank you! Russell...
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No words can describe my experience with my team! They guided and helped me through each step ensuring that all my concerns were answered. They are definitely genuine people.
Reply from Owner
October 22nd, 2026 11:49 AM
I'm grateful to hear that you felt genuinely supported by my team at ALCOVA Mortgage, Missie. Ensuring that all your concerns were addressed at each step of the process is always our priority. Thank you! Russell
Russell Smith at Alcova was an incredible loan officer and comes highly recommended by me. If you are purchasing a home in the area and need to talk to an expert who is Johnny on the Spot with anything you need, Russell is your guy. If you...
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Reply from Owner
October 22nd, 2026 11:52 AM
I'm grateful for your kind words and strong recommendation, Jack. I'm glad to have been able to support you with your home purchase process, especially for those utilizing the VA loan. At ALCOVA Mortgage, I strive to make the financial aspects...
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Russell was extremely professional and was always on top of everything. He was everything I'd hope for in a loan officer and made it incredibly easy for me to focus on my home search and negotiations knowing everything financial was taken care...
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Reply from Russell Smith and The Dream Team at...
October 22nd, 2026 11:52 AM
I'm grateful for your kind words, Jack! It's wonderful to know that my professionalism and focus on the financial aspects allowed you to concentrate on your home search and negotiations. At ALCOVA Mortgage, ensuring a smooth experience, especially...
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance