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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ...... Show More
Location & Business Hours
Friday
8:00 AM to 6:00 PM
(Open Now)
Saturday
closed
Sunday
closed
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Reviews from Web
Russell is one of the few professionals who I give a solid 5 star rating. The average but competent ones get 3 stars. The better than average get 4 stars. The few who get 5 stars are the elite performers at the field. They are THE best. That's...
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Reply from RUSSELL SMITH
March 11th, 2023 09:57 AM
I am truly speechless! What an honor for someone to think so highly of what we do and this inspires me. Thank you for all that you have done and do. Success is not by how many closings you have but more in how you make others feel. You my friend...
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There is NO other lender that can possibly outdo Russell Smith and his team at Alcova! I have been a realtor for 23 years and have had the opportunity to work with many lenders. HANDS DOWN, there is NO comparison to the expertise, service,...
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Reply from RUSSELL SMITH
March 11th, 2023 09:59 AM
Thank you so much Angie and our client experience is complimented immensely by your hard work, ethics, and compassion for your clients.
Was an excellent experience from start to finish. He was professional, knowlegeable and always available to answer my questions throughout the loan process. Kept me updated at every step and made the entire experience smooth and stress free....
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Reply from Russell Smith and The Dream Team at...
May 15th, 2026 02:40 PM
Thank you for your kind words, Joan. I'm pleased to hear that you found the experience with our team smooth and stress-free. Being available to answer your questions and keep you updated was important to me. I appreciate your recommendation...
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If you’re looking for a knowledgeable, trustworthy mortgage professional, I highly recommend Russell Smith with ALCOVA Mortgage. Russell goes above and beyond for every client, whether you’re a first-time homebuyer, Veteran, seasoned investor,...
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Reply from Russell Smith and The Dream Team at...
May 15th, 2026 02:42 PM
Thank you so much for your kind words, Mindy. I'm pleased to know that you found my support helpful, especially in guiding Veterans through the VA loan process. It's important to me to ensure that my clients feel informed and supported throughout...
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Russell is an amazing human and mortgage professional. He is so knowledgeable and caring, and it shows!
Reply from Russell Smith
May 15th, 2026 02:44 PM
Thank you, Lindsay, for your kind words. I'm glad to know that my knowledge and care made a positive impact on your experience. If there's anything more I can do for you, please feel free to reach out. Russell Smith
I begin my home financing process with another company. With that company, in a weeks time, I had no less than 3-4 people calling me and identifying themselves as "my loan officer". A friend suggested I give Russell a call. I did and the rest...
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Reply from Russell Smith and The Dream Team at...
May 11th, 2026 02:16 PM
Audrey, I'm thankful for your kind words and for giving me the opportunity to assist with your home financing needs. It's great to know that from our first interaction, you felt supported and understood. I'm also pleased that Amy and the Dream...
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Russell Smith and The Dream Team at ALCOVA Mortgage has received a review with 5 star rating from Jarvonna M
Reply from Owner
May 11th, 2026 02:17 PM
Thank you for the positive rating, Jarvonna. I'm pleased to know that your experience with the Dream Team at ALCOVA Mortgage was great. Russell Smith
Amy anf Judy were great help through the entire process. They both stayed in communication and always reached out if we needed anything. They made this experience as easy for us as possible. Thank you ladies
This is our second time working with Russell, and once again, the experience was completely seamless. He’s fantastic to work with—knowledgeable, responsive, and always equipped with every resource we could possibly need. We truly appreciate...
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Reply from Owner
May 11th, 2026 02:18 PM
Erin, I appreciate your kind words and the trust you've placed in me for the second time. I'm glad to know that the process was seamless and that my efforts to provide the necessary resources were helpful. It's appreciated to hear you'll consider...
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This is our second time working with Russell, and once again, the experience was completely seamless. He’s fantastic to work with—knowledgeable, responsive, and always equipped with every resource we could possibly need. We truly appreciate...
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Reply from Russell Smith and The Dream Team at...
May 11th, 2026 02:18 PM
Erin, I'm very happy to hear that your second experience with me was seamless and met your expectations. Your trust in my services for future purchases and refinancing means a lot. Thank you for your kind words and continued support! Russell...
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Search Rank ScoreLearn More →
838
/850
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | Company NMLS ID# 40508 | (www.nmlsconsumeraccess.org)
308 Market Street, SE | Roanoke, VA 24011


