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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 6 PM
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM(Open now)
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Reviews from Web
Russell is one of the few professionals who I give a solid 5 star rating. The average but competent ones get 3 stars. The better than average get 4 stars. The few who get 5 stars are the elite performers at the field. They are THE best. That's...
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Reply from RUSSELL SMITH
March 11th, 2023 09:57 AM
I am truly speechless! What an honor for someone to think so highly of what we do and this inspires me. Thank you for all that you have done and do. Success is not by how many closings you have but more in how you make others feel. You my friend...
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There is NO other lender that can possibly outdo Russell Smith and his team at Alcova! I have been a realtor for 23 years and have had the opportunity to work with many lenders. HANDS DOWN, there is NO comparison to the expertise, service,...
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Reply from RUSSELL SMITH
March 11th, 2023 09:59 AM
Thank you so much Angie and our client experience is complimented immensely by your hard work, ethics, and compassion for your clients.
Russell has been great to work with, as this is the second time he has assisted with a mortgage. He makes the process easy and seamless, all while working very efficiently on the process to get the closing completed in a timely manner. I would...
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We had an outstanding experience with Alcova Mortgage from beginning to end. The entire team was professional, knowledgeable, responsive, and genuinely committed to making sure we understood every step of the process.Communication was one of...
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Reply from Owner
August 16th, 2026 02:03 PM
John, we are so happy for your family being able to achieve your dream in buying your amazing new home and this success was definitely a team effort which includes you both. You did everything asked, had great questions, and the results prove...
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The care and the patience.
Reply from Russell Smith and The Dream Team at...
August 13th, 2026 10:41 AM
Troy, I appreciate your kind words about the care and patience you experienced. It's important to me that my clients feel supported throughout the process. Thank you! Russell Smith
The communication, we were treated very nicely. All of our questions were answered and we knew everything step by step. We truly trust Russell and staff for ourselves and family.
Reply from Russell Smith and The Dream Team at...
August 10th, 2026 10:12 AM
I'm grateful for your kind words, Carmella. It's wonderful to know that you felt well-informed and comfortable with the communication throughout the process. Trust is invaluable, and I’m pleased we could provide that for you and your family....
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Russel and his team are the best group of lenders any buyer could ever work for. They are quick, thorough, and super communicative.
Reply from Russell Smith and The Dream Team at...
August 9th, 2026 02:26 PM
Andrew, I appreciate you sharing your kind words about my team and me. I'm glad to know that our quick and thorough communication made a positive impact on your experience. Always feel confident about reaching out with questions and for referring...
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Russell and his team are amazing! Very communicative through the entire process! Made my first home purchase very easy. Would 100% recommend to everyone!
Reply from Owner
August 6th, 2026 09:17 PM
Nick, thank you so much for this excellent review and it was a pleasure working with you and will always promise the same consistent level of client experience for you and your friends
Russell and his team are amazing! Very communicative through the entire process! Made my first home purchase very easy. Would 100% recommend to everyone!
Reply from Russell Smith and The Dream Team at...
August 6th, 2026 01:27 PM
I'm happy to hear that you found the home buying process easy with my team and me, Nicholas. Effective communication is something we strive for, especially for first-time buyers. Thank you for your kind recommendation! Russell Smith
Provided excellent support and guidance throughout my refinance. Highly recommend!
Reply from Owner
August 1st, 2026 04:07 PM
Thank you so much, Alex for the excellent review and we are so excited for your success now and on future properties! Russell Smith
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance