

Top 5%
Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Russell is one of the few professionals who I give a solid 5 star rating. The average but competent ones get 3 stars. The better than average get 4 stars. The few who get 5 stars are the elite performers at the field. They are THE best. That's...
read more
Reply from RUSSELL SMITH
March 11th, 2023 09:57 AM
I am truly speechless! What an honor for someone to think so highly of what we do and this inspires me. Thank you for all that you have done and do. Success is not by how many closings you have but more in how you make others feel. You my friend...
read more
There is NO other lender that can possibly outdo Russell Smith and his team at Alcova! I have been a realtor for 23 years and have had the opportunity to work with many lenders. HANDS DOWN, there is NO comparison to the expertise, service,...
read more
Reply from RUSSELL SMITH
March 11th, 2023 09:59 AM
Thank you so much Angie and our client experience is complimented immensely by your hard work, ethics, and compassion for your clients.
Russell and his team are amazing! Very communicative through the entire process! Made my first home purchase very easy. Would 100% recommend to everyone!
Reply from Owner
August 6th, 2026 09:17 PM
Nick, thank you so much for this excellent review and it was a pleasure working with you and will always promise the same consistent level of client experience for you and your friends
Russell and his team are amazing! Very communicative through the entire process! Made my first home purchase very easy. Would 100% recommend to everyone!
Reply from Russell Smith and The Dream Team at...
August 6th, 2026 01:27 PM
I'm happy to hear that you found the home buying process easy with my team and me, Nicholas. Effective communication is something we strive for, especially for first-time buyers. Thank you for your kind recommendation! Russell Smith
Provided excellent support and guidance throughout my refinance. Highly recommend!
Reply from Owner
August 1st, 2026 04:07 PM
Thank you so much, Alex for the excellent review and we are so excited for your success now and on future properties! Russell Smith
Really appreciate you and your team's help throughout this process. Looking forward to finding the next house and doing it again!
Reply from Russell Smith and The Dream Team at...
August 1st, 2026 03:53 PM
I'm thankful for your kind words! It's great to hear that you appreciated the assistance from my team and me. I'm looking forward to working with you again on your next home purchase! Russell Smith
Russell Smith and The Dream Team at ALCOVA Mortgage has received a review with 5 star rating from Stephen B
Reply from Owner
July 30th, 2026 11:20 AM
Thank you for the high rating, Stephen. I appreciate your support and am glad you had a positive experience with our Dream Team at ALCOVA Mortgage. Russell Smith
Our experience with Russell and his team was wonderful. From the very beginning he and his team were extremely helpful, and guided us through each step of the process. Russell listened to our situation and helped us understand what options...
read more
Reply from Russell Smith and The Dream Team at...
July 30th, 2026 11:20 AM
Stephen, I'm truly happy to hear that you had a wonderful experience with my team and me. It was important to guide you through each step and ensure you understood your options. Thank you for your kind recommendation! Russell Smith
Russell and the team at Alcova are phenomenal, they explained everything to us step by step. This is a trusted business, I have had the pleasure of dealing with the last year and now this year. I recommend them 💯 percent. Thanks for everything....
read more
Reply from Owner
July 30th, 2026 11:21 AM
Thank you, Candi, for your kind words. I'm pleased to hear that you found our step-by-step guidance helpful and that you've trusted us over the past year. Your recommendation means a lot to us, and we're grateful for the opportunity to assist...
read more
My wife and I truly appreciate everything Russell and the team at Alcova, they are knowledgeable and assisted us every time we needed them. We were pleased to have them in our corner. Thank you all for everything.
Reply from Owner
July 30th, 2026 12:00 AM
thank you so much for the amazing review and compliments. It is our pleasure and our priority to have you experience the best service possible because you deserve it! Russell Smith
10 of 1657
About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
View All
Gallery





View all
+4
Videos




Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
View All
Hobbies
- Snow Skiing
- Golf
- Water Skiing
View All
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance