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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
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Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
I could give Russell and his team more than five stars hands-down, I would give him 1 million him and his team went absolutely above and beyond to get my husband and I into our home in a very quick time I didn't have to constantly call and...
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Reply from Russell Smith and The Dream Team at...
August 21st, 2026 03:46 PM
Thank you so much for sharing your wonderful experience. I'm truly happy that my team and I could help your family move into your new home quickly and smoothly. Your recommendation to others is greatly appreciated, and I'm grateful for your...
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Russell and his team at ALCOVA made our experience amazing! They were so easy to work with and made our home buying experience such a breeze! We highly recommend them to anyone and would definitely use them again in the future! Thanks again...
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Reply from Russell Smith and The Dream Team at...
August 19th, 2026 06:54 PM
Thank you so much, Brittany, for your kind words. I'm pleased to hear that you found working with me and my team at ALCOVA to be easy and that we could make your home buying experience smooth. We appreciate your recommendation and look forward...
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Russell has been great to work with, as this is the second time he has assisted with a mortgage. He makes the process easy and seamless, all while working very efficiently on the process to get the closing completed in a timely manner. I would...
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Reply from Russell Smith and The Dream Team at...
August 19th, 2026 06:55 PM
Thank you, Matt, for your kind words and for choosing to work with me again. I'm happy to hear that the process was easy and seamless for you. Your recommendation means a lot, and I'm here if you need assistance in the future. Thank you! Russell...
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Russell is one of the few professionals who I give a solid 5 star rating. The average but competent ones get 3 stars. The better than average get 4 stars. The few who get 5 stars are the elite performers at the field. They are THE best. That's...
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Reply from RUSSELL SMITH
March 11th, 2023 09:57 AM
I am truly speechless! What an honor for someone to think so highly of what we do and this inspires me. Thank you for all that you have done and do. Success is not by how many closings you have but more in how you make others feel. You my friend...
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There is NO other lender that can possibly outdo Russell Smith and his team at Alcova! I have been a realtor for 23 years and have had the opportunity to work with many lenders. HANDS DOWN, there is NO comparison to the expertise, service,...
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Reply from RUSSELL SMITH
March 11th, 2023 09:59 AM
Thank you so much Angie and our client experience is complimented immensely by your hard work, ethics, and compassion for your clients.
Russell and his team are truly exceptional! Top notch!
Reply from Owner
September 16th, 2026 11:03 AM
Thank you Jake for your belief in our mortgage team for helping buyers! Let me know how I can help you with any home buying questions you may have.
Mr.Russell was the best throughout the entire process.
Reply from Russell Smith and The Dream Team at...
September 1st, 2026 12:55 PM
Thank you, Kaitlyn, for your kind words. I'm happy to know that you felt well-supported throughout the entire process. If you have any more questions or need further assistance, we are always happy to help! Russell Smith
The communication was always there. We were mever in the dark about anything!
Reply from Russell Smith and The Dream Team at...
September 1st, 2026 12:56 PM
I'm glad to hear that the communication was consistent and clear, Zachary. Keeping you informed throughout the process is important to me. If there's anything else you need, feel free to reach out. Thank you! Russell Smith
As a real estate agent, I recently had the pleasure of working with Russell and his team for a first-time home buyer. From the outset, Russell provided exceptional care and support for my client. My client expressed that, as a first-time buyer,...
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Reply from Owner
September 1st, 2026 01:34 AM
Thank you so much Raquel and we appreciate how you were right there with us taking great care of our joint client.
Couldn't have asked for a better team to work with! Russel is an amazing guy and is an even better representation of his team! First time homebuyer here and the dream team couldn't have made this process any smoother for me and my family. I...
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Reply from Russell Smith and The Dream Team at...
August 29th, 2026 01:35 PM
Thank you, Luis, for your kind words. I'm glad to hear that we could make your first home purchase an over the top experience. It was a pleasure working with you and your family, and I appreciate your recommendation. Russell Smith
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance