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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ...... Show More
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Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Russell is one of the few professionals who I give a solid 5 star rating. The average but competent ones get 3 stars. The better than average get 4 stars. The few who get 5 stars are the elite performers at the field. They are THE best. That's...
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Reply from RUSSELL SMITH
March 11th, 2023 09:57 AM
I am truly speechless! What an honor for someone to think so highly of what we do and this inspires me. Thank you for all that you have done and do. Success is not by how many closings you have but more in how you make others feel. You my friend...
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There is NO other lender that can possibly outdo Russell Smith and his team at Alcova! I have been a realtor for 23 years and have had the opportunity to work with many lenders. HANDS DOWN, there is NO comparison to the expertise, service,...
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Reply from RUSSELL SMITH
March 11th, 2023 09:59 AM
Thank you so much Angie and our client experience is complimented immensely by your hard work, ethics, and compassion for your clients.
Such down to earth group of peopl!
Reply from Russell Smith and The Dream Team at...
June 23rd, 2026 09:51 AM
I appreciate your kind words, Megan. It's wonderful to hear that you found us to be a down-to-earth team and we are so happy for your family to be able to have a successful closing on your home in Buchanan VA. If there's anything else you need,...
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Russell and his team were very pleasant and professional to work with
any Questions were answered in a timely manner
Reply from Russell Smith and The Dream Team at...
June 18th, 2026 09:50 PM
I appreciate your kind words, Ian. I'm glad to hear that you found working with my team and me pleasant and professional. If you have any more questions in the future, feel free to reach out. Thank you and enjoy your new home! Russell Smith
Very responsive and willing to take the time to ensure I understood what I was signing. Answered every question I had, including redundant ones. Able and willing to beat the competitions best rate despite escalating and soaring prices, I was...
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Reply from Russell Smith and The Dream Team at...
June 16th, 2026 12:30 PM
Juan, I appreciate your kind words and am glad to hear that my responsiveness and clarity were helpful to you. It's important to me that you fully understood each step, and I'm pleased that we could offer a competitive rate for meeting your...
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Russell's Team was very professional and attentive throughout the entire loan process. He and Amy surpassed all our expectations in navigating us through every detail for a successful closing. I would highly recommend Russell and his team to...
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Reply from Russell Smith and The Dream Team at...
June 14th, 2026 10:52 PM
I'm truly thankful for your kind words, Katrina. It's wonderful to hear that Amy and I were able to surpass your expectations and guide you seamlessly through the loan process. Your recommendation means a lot to us. If you need any further...
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Russell is one of the most knowledgeable people I’ve ever met when it comes to structuring a mortgage loan for the client’s best benefit. If you are in a market to buy a home, Russell is the person to work with!
Reply from Owner
June 9th, 2026 10:47 PM
Thank you so much for the great review and supporting our efforts!!!
You the man
Reply from Russell Smith and The Dream Team at...
June 8th, 2026 01:39 PM
Thank you, Terry! I appreciate your kind words. We are excited for you and Jane! You're so awesome! Thank you Russell Smith
Amazing knowledge and reliable team. A flawless execution in getting a home loan and best financial advice!!! Highly recommended!
Reply from Owner
June 5th, 2026 07:41 PM
Justin, we are so happy for you and your new home as we know it has been your dream for a long time! Thank you so much for sharing this great review as well! Russell Smith
The amazing teamwork, communication, customer service and reliability from the Alcova team to execute a flawless mortagage loan for me. Russells amazing mortgage and financial advice. I am extremely happy and pleased with everything.
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Reply from Russell Smith and The Dream Team at...
June 5th, 2026 07:45 PM
I'm pleased to know that you had such a positive experience with the ALCOVA team, Justin. It's great to hear that our teamwork, communication, and customer service contributed to a smooth mortgage process for you. I'm also glad that my mortgage...
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Search Rank ScoreLearn More →
839
/850
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance


