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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM(Open now)
Fri
8 AM to 6 PM
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Reviews from Web
Everyone was so eager to help, even answering my questions no matter the time of day or night!
Reply from RUSSELL SMITH
November 1st, 2024 03:41 PM
Tyler, thank you for the fantastic review and for giving us a perfect rating! I'm excited to hear that you found our team helpful and accessible at all times. Your experience reflects the high standards we set for ourselves at The Dream Team...
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Great people to work with very professional.
Reply from RUSSELL SMITH
October 26th, 2024 04:56 PM
I'm thrilled to hear that you found our team great to work with and professional, Virgil. Your satisfaction is our highest priority and it's always rewarding to hear positive feedback. Thank you for taking the time to review your experience...
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Russell is very knowledgeable and always willing to answer any questions along the way. Very easy and smooth process. Great guy and team!
Reply from RUSSELL SMITH
October 22nd, 2024 01:15 PM
Thank you, Jeremy, for your kind words and the 5-star rating. I'm pleased to hear that you found my service to be helpful and easy to navigate. Our Dream Team at ALCOVA Mortgage strive to make the process as smooth as possible for our customers....
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Understanding the terms of the loans is most important. There were no surprises at the closing table.Communication I avoid bots, answering machine etc. Texts are ok, email is good for complicated or detailed information. However, I avoid doing...
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Reply from RUSSELL SMITH
October 20th, 2024 02:43 PM
Hey Keith, I really appreciate your feedback and the perfect rating. I understand the importance of personal communication and I'm glad to hear that you appreciated our responsiveness. It's great to know that even though this transaction was...
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Russell Smith and The Dream Team at ALCOVA Mortgage has received a review with 5 star rating from Britt P
Reply from Owner
October 20th, 2024 02:42 PM
Thrilled to know about your positive experience with our Dream Team at ALCOVA Mortgage, Britt! Receiving a 5-star rating from you just made my day. It was a pleasure assisting you. If you have any further needs or questions, don't hesitate...
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Everyone was super helpful, and the process was as smooth as possible! I highly recommend this team with ALCOVA. They were patient with me and my questions. This was important to me because this was my first home purchase.
Reply from Owner
October 17th, 2024 04:56 PM
Thank you for the amazing review, Pam!
We are so happy to been able to work with you in achieving your dream of homeownership!
Russell Smith and his team are pros. The entire mortgage process was fast, smooth and efficient. Communication was excellent. 10/10 would recommend him and his team.
Reply from Owner
October 17th, 2024 04:57 PM
Thank you so much for the excellent review Tim! It is truly an honor being your mortgage, lender, and being able to help you and buying your new home
Smooth, fast process with excellent communication
Reply from RUSSELL SMITH
October 17th, 2024 05:18 PM
I appreciate your kind words, Tim. It's wonderful to hear that you found the process smooth and fast. I strive to maintain excellent communication with all my clients, and I'm thrilled to see that it made a difference in your experience. If...
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The process was made easy and he was helpful throughout the time it took us to get a home.
Reply from RUSSELL SMITH
October 14th, 2024 07:19 PM
I'm thrilled to hear you found the process easy, Britt. It was my pleasure to assist you throughout your home buying journey. Hearing that you're satisfied with my service reassures me that I'm doing my job well. Your positive feedback is greatly...
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Everyone was eager to assist with any questions, even if the question was posed to the wrong person. They made this process as smooth as possible.
Reply from RUSSELL SMITH
October 14th, 2024 12:55 PM
I'm thrilled to hear that you had a smooth experience with us, Pam! It's essential for us with the Dream Team at ALCOVA Mortgage to ensure that all your queries are answered, no matter who you ask. Your 5-star rating is greatly appreciated....
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance