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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Russell was always communicative and professional.
Reply from Russell Smith and The Dream Team at...
September 8th, 2025 10:44 AM
Ramona, I appreciate your feedback. Knowing that my communication and professionalism met your expectations means a lot to me. If there's anything further I can assist you with, please don't hesitate to reach out. We look forward to working...
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Great communication and got everything done in a professional and timely manner.
Reply from Russell Smith and The Dream Team at...
September 7th, 2025 12:24 PM
I'm glad to hear that you had a positive experience with my communication and the timeliness of our work together. Ensuring a smooth and professional process is something I always strive for. If there's anything else you need or if any questions...
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Very strong communication questions were answered in very quick time extremely great service!
Reply from Russell Smith and The Dream Team at...
September 3rd, 2025 08:36 PM
Your feedback is greatly appreciated, Chase. Clear and timely communication is something I strive to maintain, so I'm pleased to hear you found the service helpful. If you have any more questions or need further assistance, I'm here to help....
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We gave used Alcova with Russell multiple times. He and his team bring a level of trust that makes the while process stress free
Reply from Russell Smith and The Dream Team at...
September 3rd, 2025 05:20 PM
Rhonda, I'm grateful for your continued trust and confidence in my work. It's always my aim to make the process as smooth and stress-free as possible for you. Thank you for choosing me and ALCOVA Mortgage every time you think real estate financing....
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Easy to talk to you always listen and helped me thanks for all you did
Reply from Russell Smith and The Dream Team at...
August 31st, 2025 04:27 PM
Ella, I appreciate your kind words. It's truly important to me that you felt heard and supported throughout the process. I'm glad I could help and make things a bit easier for you. If there's anything else you need in the future, please feel...
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The Team's responsiveness and support
Reply from Russell Smith and The Dream Team at...
August 20th, 2025 05:23 PM
Kimberly, thank you for highlighting the Dream Team's responsiveness and support. It’s great to hear that these aspects stood out in your experience. I strive to ensure that support is evident in every interaction, and I'm grateful you felt...
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Russell's availability and ease of communication made working with him a dream. My questions were always answered quickly and he went out of his way to coordinate with the people involved. It was fantastic .
Reply from Russell Smith
August 11th, 2025 05:47 PM
Cynthia, thank you so much for your warm review. I'm really happy to hear that my availability and communication made your experience enjoyable. It's important to me to ensure everything is seamless for you, and I'm glad I could promptly address...
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Russell Smith and The Dream Team at ALCOVA Mortgage has received a review with 5 star rating from Randy K
Reply from Owner
October 25th, 2025 07:53 PM
Hey Randy, we are so happy that you were able to purchase your awesome historic home and know you are going to thoroughly enjoy it! We thank you for always choosing us as the best mortgage lender and look forward to working together again!...
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The entire staff was wonderfully responsive and pleasant. A great experience.
Reply from Russell Smith and The Dream Team at...
August 1st, 2025 06:20 PM
Thomas, I appreciate your kind words about your experience with us. It's great to know that you found the staff responsive and pleasant throughout the process. Providing a positive experience is always my goal, and I'm glad to see that reflected...
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Russell Smith and The Dream Team at ALCOVA Mortgage has received a review with 5 star rating from Nolan T
Reply from Owner
October 25th, 2025 07:55 PM
Congratulations Nolan on your new home and we appreciate the 5 star review! If there is anything else we can help you with, our team is always available! Russell Smith
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance