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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
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Business Hours
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8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
The staff is very knowledgeable, they were able to exceed any expectations I had going into my refinance and I am very thankful for their expertise and hard work that they performed on my behalf.
Reply from Russell Smith and The Dream Team at...
February 26th, 2026 02:53 PM
I'm grateful for your feedback, Tim. It's great to know that the expertise and hard work of my staff made a positive impact on your refinance experience. Meeting and exceeding expectations is always my aim. If you have any more questions or...
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Great Mortgage company
Reply from Russell Smith and The Dream Team at...
February 20th, 2026 10:14 AM
I appreciate your comment, Gregory. It's great to know that you had a positive experience with our Dream Team at ALCOVA Mortgage as a first time home buyer. If you need anything or have further questions, feel free to reach out. Thank you for...
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Russell Smith and The Dream Team at ALCOVA Mortgage has received a review with 5 star rating from Greg S
Reply from Owner
February 21st, 2026 04:37 PM
thank you for the great review Greg and we are so happy that you are in your new home!
We genuinely appreciate the service that was provided, everything was so positive! Amazing team of people to work with!!
Reply from Owner
February 21st, 2026 04:36 PM
Thank you so much for the great review Courtney and more importantly, we are so happy that you and your family have your new home! You always had great questions too!
Russell never hesitated to answer any question I had. Both him and his team were very quick to answer at any time needed. Over all the best experience I could've ever dreamed of!! Highly recommended and will be referring anyone I know looking...
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Reply from Russell Smith and The Dream Team at...
February 18th, 2026 01:34 PM
Courtney, it's wonderful to hear that you had such a positive experience. I'm glad that me and my team could be responsive and helpful throughout the process. Your recommendation means a lot, and I appreciate you considering us for future referrals....
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Russell Smith and The Dream Team at ALCOVA Mortgage has received a review with 5 star rating from Andre M
Reply from Owner
February 18th, 2026 01:53 AM
Thank you so much for your five star review and more importantly we are happy about your new home!
He answer all the question I had and give me some advic.
Reply from Russell Smith
February 18th, 2026 01:34 PM
I appreciate you sharing your experience, Andre. I'm glad I could answer all your questions and offer some advice. Should you have any more questions or need further assistance, feel free to reach out anytime. Russell Smith
Russell Smith and The Dream Team at ALCOVA Mortgage has received a review with 5 star rating from Carrie P
Reply from Owner
February 11th, 2026 08:12 AM
Thank you Carrie for the excellent review and congratulations on your new home!
Thanks Russell and your team!
Reply from Russell Smith and The Dream Team at...
February 11th, 2026 08:11 AM
Sergio, I'm pleased to know that you had a good experience with both myself and the team. Most of all, we are so happy about you both buying an amazing home. If there's anything else you need or any questions you have in the future, feel free...
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Hi Russell, Thanks to you and your team for all your outstanding contributions getting us our home loan approval and getting us into our new home! Also, your recommended agent has been nothing but stellar working with us. Thank you for recommending...
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Reply from Owner
February 11th, 2026 12:00 AM
We are so happy that you were able to buy your dream home which is amazing looking too! Thank you for the excellent review and the experience you had all around is exactly what we always look for. Congratulations!
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance