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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Russell Smith and The Dream Team at ALCOVA Mortgage has received a review with 5 star rating from Alex F
Reply from Owner
April 1st, 2026 03:22 PM
Thank you so much for the five star review Alex!
Russell's communication was great. He took a what appeared to be a long shot of an idea and made it a reality!
Reply from Russell Smith
April 2nd, 2026 10:04 PM
Alex, I'm pleased to hear that you found the communication effective. Transforming an ambitious idea into reality is always rewarding. If you have further questions or need any assistance, I'm here to help. Thank you for choosing our Dream...
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Russell helped my stepson making the first time home owner process a lot easier. Very thankful.
Reply from Owner
May 11th, 2026 02:15 PM
I'm pleased to hear that I could make the first-time homebuying process easier for your stepson, Selena. I'm grateful for your kind words and am here if you need any further assistance. Russell Smith
Russell and the Alcova team go the extra mile and deliver excellent customer service! Communication is great.
Reply from Owner
May 11th, 2026 02:15 PM
I'm thankful for your kind words, Jamie. It's appreciated to know that our commitment to excellent customer service and communication made a positive impact on your experience. If you need any further assistance, please feel free to reach out....
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Russell's knowledge and professional expertise made buying a unique property easier. Lots of hard work went into securing a loan with limited comps. Thank you!
Reply from Russell Smith
March 30th, 2026 12:41 PM
I'm glad to hear that my knowledge and expertise helped simplify your purchase of a unique property, Jamie. Navigating the loan process, especially with limited comparables, can be challenging, and it was important to ensure everything went...
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Russell Smith and The Dream Team at ALCOVA Mortgage has received a review with 5 star rating from Cody T
Reply from Owner
May 11th, 2026 02:20 PM
Thank you, Cody, for your great rating. Your support is truly appreciated. Russell Smith
he made it extremely easy and was fast and answered all our questions and was extremely helpful
Reply from Russell Smith and The Dream Team at...
March 24th, 2026 01:30 AM
It's great to know that we could make the process smooth and efficient for you, Cody. Answering all your questions and being helpful is what we strive for. If you need anything else, feel free to reach out anytime. Thank you for your awesome...
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Great customer service!
Reply from Russell Smith and The Dream Team at...
March 20th, 2026 02:21 PM
I'm grateful for your feedback, Drew. I'm pleased to hear that you found the customer service very satisfying. If there's anything more I can do for you, please feel free to reach out. Thank you for choosing our Dream Team at ALCOVA Mortgage....
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Great communication with all the staff I worked with.
Reply from Russell Smith and The Dream Team at...
March 20th, 2026 02:22 PM
I'm glad to hear that you had a very positive experience with our communication, Nicholas. Making sure that everyone stays informed and connected is important to me. If you have any other questions or need further assistance, feel free to reach...
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Very pleased with Russell's team . They worked very diligently and made all the effort to make sure the process was smooth and fast. His team is very knowledgeable and makes sure no matter the time of day that you understand everything. Will...
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Reply from Russell Smith and The Dream Team at...
March 13th, 2026 12:08 PM
I'm really grateful for your thoughtful review, Corey. It means a lot to know that you found the process smooth and efficient with the help of my team. Making sure you feel knowledgeable and supported at any time is always a priority for us....
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance