Russ Bray
Senior Loan Officer | NMLS # 449514
I am a Senior Loan Officer with First State Bank of St. Charles and have been in the mortgage industry since 2001.I am very passionate about trying to provide a stress-free experience throughout the entire loan process. Not every client is... Show More
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Russ made the process simple, which we all know buying a new home is never easy. He was mindful of my time and made sure to inform me of the important items along the way. He let me ask my questions even on the weekend! I completely trusted...
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Russ was very communicative and explanatory in everything.
Russ was very imformative and responsive. Great to work with.
I think that Russ is really easy to get along with and he does it really good job communicating
Russ was awesome to work with from beginning to end. He made the entire process very easy/streamlined. Great communication & personality! Thanks so much Russ!
Russ stayed in touch, was very prepared for every question. Couldn't ask for a better experience.
Russ really knows his business!! He is efficient, polite and has the answers to any questions! I enjoy working with him!
Russ made sure we understood each part of the process before moving forward and was available for all our first time home buyer questions.
Russ was on spot and worked very hard to make sure things ran smooth for me.
Russ consistantly kept us up to date and always made sure we knew what to expect. He was patient with us as first time home buyers and was always available to answer all of our questions!
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About
I am a Senior Loan Officer with First State Bank of St. Charles and have been in the mortgage industry since 2001.I am very passionate about trying to provide a stress-free experience throughout the entire loan process. Not every client is the same so it is important to listen first and then be able to provide financial solutions designed to meet each client’s goals. With the ability to lend in all 50 states and having access to all loan products, including Conventional, FHA, USDA, VA, Jumbo, Portfolio, and MHDC, Being able to offer industry low-interest rates and low closing fees on our variety of programs has allowed me to develop close relationships with my clients and continue to work with them for years to come.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
FHA
VA
USDA
First Time Homebuyer
Down Payment Assistance Programs
Nationwide Lending
Jumbo
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 449514
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org