Russ Bray
Senior Loan Officer | NMLS # 449514
I am a Senior Loan Officer with First State Bank of St. Charles and have been in the mortgage industry since 2001.I am very passionate about trying to provide a stress-free experience throughout the entire loan process. Not every client is... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Russ Bray did a fantastic job explaining every document and the loan application/approval process. He was very accurate with dates and the loan data. 10/10 heck 12/10!
Russ not only was very knowledgeable about guiding us through the maze of paperwork, but was sure to explain every step of the way as to what phase we were in. He performed over and above in navigating our process, and guided us through our...
read more
Russ is top notch! We will always check in with him first for any of our lending needs and we will eagerly recommend him to our friends and family.
Russ is GREAT!
I asked my realtor to recommend a "creative", as this loan was only the first of two required to accomplish my ultimate goal. He understood the nuances of my situation clearly and immediately went to work to make it happen in a timely fashion....
read more
Russ kept me very informed and updated on the process for my loan. Very professional.
Super easy
It's not "what"; it's the people! - Russ and Sandy!!
Courteous, thorough, efficient
Russ was very informative and broke everything down. Went out of his way to contact me and explain everything that was happening.
161–170 of 234
About
I am a Senior Loan Officer with First State Bank of St. Charles and have been in the mortgage industry since 2001.I am very passionate about trying to provide a stress-free experience throughout the entire loan process. Not every client is the same so it is important to listen first and then be able to provide financial solutions designed to meet each client’s goals. With the ability to lend in all 50 states and having access to all loan products, including Conventional, FHA, USDA, VA, Jumbo, Portfolio, and MHDC, Being able to offer industry low-interest rates and low closing fees on our variety of programs has allowed me to develop close relationships with my clients and continue to work with them for years to come.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
FHA
VA
USDA
First Time Homebuyer
Down Payment Assistance Programs
Nationwide Lending
Jumbo
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 449514
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org