Top 5%
Ross Varahrami - West Capital Lending Mortgag...
Vice President
I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions... Show More
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What was promised was delivered—- and on time! Throughout the process we were told to “expect a call the next day from so-and-so and they will need the following…..”. Those people would contact us the next day as promised. Communication was...
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Ross and his team were awesome to work with. Their knowledge of the industry, and genuine passion and compassion for helping others, put me at ease. The overall customer service experience and timely processing of my refi loan in less than...
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Ross and his team made our refinance a very quick, very easy process. He kept us informed every step of the way and was quick in responding to any questions we had. I highly recommend him and will be referring friends and family his way in...
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What was promised was delivered—- and on time. Throughout the process we were told to “expect a call the next day from so-and-so and they will need the following…..”. Those people would contact us the next day as promised. Communication was...
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Ross spent time on the phone with me to explain the process of applying for a loan. Then he spent more time going over the same info with my husband! He made the loan process easy and understandable. We received texts and phone calls. Great...
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I have dealt with mortgage lenders a few times throughout my life time but have NEVER received the type of service I received from Ross and his team. He is extremely professional and truly cares about his customers. I called him on the weekend...
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I have dealt with mortgage lenders a few times throughout my life time but have NEVER received the type of service I received from Ross and his team. I highly recommend reaching out to Ross at Ladera, I promise you, you will not be disappointed...
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I have dealt with mortgage lenders a few times throughout my life time but have NEVER received the type of service I received from Ross and his team. I highly recommend reaching out to Ross at Ladera, I promise you, you will not be disappointed...
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Ross was kind, careful, and very knowledgeable. He made the refinancing process the easiest I have ever done!
Ross was incredibly responsive, full of great advice and a hoot to talk to. He updated me on timely manner and a pleasure to work with.
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About
I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions with the lowest interest rates and closing costs available, while making the process as smooth and stress-free as possible.
I’m humbled to be ranked #1 of 968 Mortgage Professionals in Irvine, CA on Experience.com — a reflection of the trust my clients place in me and the dedication I bring to every transaction.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional Financing
FHA Financing
FHA Streamline Financing
VA Financing
DSCR - Loans Using Rental Income To Qualify
Jumbo Financing
Home Equity Line of Credit / Home Equity Loan
NON-QM / Bank Statement Loan
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Memberships
- CA DRE
- SAFE
- Experience.com
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- CA - DRE
- TX NMLS
- UT DRE
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Awards
Achievements
- Assisted In Over 1,000 Escrows Closed
- Scotsman Guide Top Originator
- Named Top 1% Loan Officer in Customer Experience Nationwide by Experience.com
Hobbies
- Family-time
- Cooking
- Traveling
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing