

Top 5%
Ross Varahrami - West Capital Lending Mortgag...
Vice President

I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions... Show More
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I felt really safe dealing with Ross.
Overall very nice, quick and smooth process. Thanks to Ross and his team to make this a great experience!
Ross, Ashlyn and Hali were AWESOME!! They all made the process go very smooth!! We were actually in with another lender that we did not feel at all comfortable with and after speaking with Ashlyn and then Ross...all our concerns were no more....
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Ross, Ashlyn and Hali were AWESOME!! They all made the process go very smooth!! We were actually in with another lender that we did not feel at all comfortable with and after speaking with Ashlyn and then Ross, we decided to go with Ladera....
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Ross and his team are top notch. They always deliver and go beyond my expectations. This is the second time that I have used the services of Ross and his team in the past year. They make the process easy, straightforward, and follow-up each...
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There are several things that made this experience great for me. They are:The personal phone communication with Ross. He was quite thorough with his explanations. And he has a great sense of humor. The email communication with Hali.And Ashlyn,...
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Caring customer service
Ross has a very wonderful personality which really comes through when you are dealing with him on the phone. He made my dreams of being a home owner true. I would highly recommend him to anyone looking to finance their dreams!
Ross was very helpful and pleasant to work with. He made the process quick and easy for us. Thank you Ross!
What was promised was delivered—- and on time! Throughout the process we were told to “expect a call the next day from so-and-so and they will need the following…..”. Those people would contact us the next day as promised. Communication was...
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About
I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions with the lowest interest rates and closing costs available, while making the process as smooth and stress-free as possible.
I’m humbled to be ranked #1 of 968 Mortgage Professionals in Irvine, CA on Experience.com — a reflection of the trust my clients place in me and the dedication I bring to every transaction.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional Financing
FHA Financing
FHA Streamline Financing
VA Financing
DSCR - Loans Using Rental Income To Qualify
Jumbo Financing
Home Equity Line of Credit / Home Equity Loan
NON-QM / Bank Statement Loan
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Memberships
- CA DRE
- SAFE
- Experience.com
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- CA - DRE
- TX NMLS
- UT DRE
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Awards
Achievements
- Assisted In Over 1,000 Escrows Closed
- Scotsman Guide Top Originator
- Named Top 1% Loan Officer in Customer Experience Nationwide by Experience.com
Hobbies
- Family-time
- Cooking
- Traveling
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing