Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Ron was absolutely wonderful during the whole process. He took the time to explain different aspects of the loan. He went above and beyond with his service. I would recommend him to anyone who is looking to get a mortgage or refinance. He is...
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The fact that everything was taken care of by my loan officer. Ron Ruzicka walked me through all of information needed (and there was a lot!) which made it less stressful on my part. He was very patient when I couldn’t get information on my...
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Closing with Ron was quick and easy.
Ron was extremely knowledgeable and available whenever we needed to talk to him. He took the time to answer all our questions as well as expound on those answers.
N/a
Ron was always willing to take time to answer our questions and explain things that we needed to know. He made the process very painless!
Very easy process
Responsive, professional, competitive rates
Ron did a great job of walking with us through the whole process.
I would highly recomend him
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org