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Ron Ruzicka - Senior Loan Officer  | NMLS # 417686 in Chesterfield, MO

Ron Ruzicka

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Senior Loan Officer | NMLS # 417686

Company Logo
ST Louis Univerisity
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
Company Logo
ST Louis Univerisity
ST Louis Univerisity
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Reviews from Web
  • Encompass
    T
    Thomas E
    Saint Louis, MO
    Posted on April 1st, 2021 12:06 PM
    Very easy process
  • Encompass
    M
    Maripat L
    Saint Louis, MO
    Posted on March 31st, 2021 05:50 AM
    Responsive, professional, competitive rates
  • Encompass
    B
    Benson A
    Saint Charles, MO
    Posted on March 28th, 2021 12:45 PM
    Ron did a great job of walking with us through the whole process. I would highly recomend him
  • Encompass
    A
    Antoaneta S
    Saint Louis, MO
    Posted on March 26th, 2021 06:04 PM
    succinct and to the point information , much appreciated.
  • Encompass
    A
    Antoinette M
    Ballwin, MO
    Posted on March 25th, 2021 12:33 PM
    Ron made our refinancing a seamless deal. Our previous mortgage company still hadn't completed our refi after 4 1/2 months so we went with Ron and our refi was done in under 6 weeks at an incredible rate. I would recommend him highly.
  • Encompass
    D
    David P
    Saint Louis, MO
    Posted on March 23rd, 2021 12:22 PM
    Ron guided us through every step of loan and purchase process for our first home. We are incredibly appreciative of his time and expertise. We had 24/7 access to Ron and his team for questions and requests. We had a great experience and will...
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  • Encompass
    H
    Harold L
    Warsaw, MO
    Posted on March 23rd, 2021 12:01 PM
    We have worked with Ron on several home purchases and re-financed once or twice. In all cases, he has been easy to reach, professional, timely and pleasant. When we purchase our next home or perform our next refi, we will definitely use Ron...
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  • Encompass
    C
    Cary S
    Warsaw, MO
    Posted on March 18th, 2021 10:11 PM
    Ron is very efficient and communicates in a very timely manner. This is the fourth time I have worked with him and would do so again.
  • Encompass
    E
    Elizabeth A
    Saint Louis, MO
    Posted on March 13th, 2021 02:01 PM
    Ron is smart and a good communicator. He’s available at odd times and had some great ideas on how to help us position our offer to make it stand out. The process was smooth and seamless from initial credit approval to closing. We’ll recommend...
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  • Encompass
    K
    Kurtis R
    Saint Louis, MO
    Posted on March 13th, 2021 01:10 PM
    Ron was very smart, gave us some great advice that helped us land a home. He was available to help, and super responsive. Really smooth process, and we had a fairly complicated situation. Fantastic job all around.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Mortgage products
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    View All
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    Education
    • ST Louis Univerisity
      Psychology
      Bachelor of Arts in Psychology
      Aug 1969 -May 1982
      ST Louis Univerisity logo
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1985

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 417686
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org