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Ron Ruzicka - Senior Loan Officer  | NMLS # 417686 in Chesterfield, MO

Ron Ruzicka

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Senior Loan Officer | NMLS # 417686

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ST Louis Univerisity
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
Company Logo
ST Louis Univerisity
ST Louis Univerisity
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Reviews from Web
  • Encompass
    S
    Stephanie P
    Saint Louis, MO
    Posted on December 24th, 2021 04:59 PM
    Ron And Angla
  • Encompass
    H
    Henry A
    Saint Louis, MO
    Posted on December 18th, 2021 09:26 PM
    Very nice helpful and direct always available for questions
  • Encompass
    E
    Elizabeth A
    Saint Louis, MO
    Posted on December 18th, 2021 07:34 PM
    Ron and his team are very helpful and caring.
  • Encompass
    J
    Justin J F
    SAINT LOUIS, MO
    Posted on December 10th, 2021 03:30 PM
    Ron is just outstanding to work with. Always open to hopping on the phone - no matter the day or time - and so incredibly thoughtful in his approach. I can't say enough about how much we appreciate him!
  • Encompass
    J
    Julie L
    University City, MO
    Posted on December 9th, 2021 07:58 PM
    Ron! We knew we could count on him every step of the way. He’s patient and kind and just a fantastic guy!
  • Encompass
    S
    Susana D
    Maryland Hts, MO
    Posted on December 7th, 2021 03:59 PM
    The prompt response and the knowledge
  • Encompass
    M
    Michael R
    University City, MO
    Posted on November 30th, 2021 04:58 PM
    Ron. Its all about Ron. There's no one better in the business. Third loan I've done with him. Simply the best, nicest, communicative and honest.
  • Encompass
    L
    Luke T H
    Saint Louis, MO
    Posted on November 21st, 2021 01:33 PM
    More notice on when papers are needed
  • Encompass
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    Heidi R
    GARDEN PLAIN, KS
    Posted on November 15th, 2021 03:38 PM
    Ron went above and beyond - being a first time home buyer and doing it for sale by owner there was so much to learn. Ron was always there to assist us and help us learn every step of the way. I would recommend him to absolutely anyone buying...
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  • Encompass
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    Pamela L B
    Saint Louis, MO
    Posted on November 10th, 2021 08:31 PM
    We are experienced real estate agents who have worked with many, many lenders through the years. We thoroughly enjoyed working with Ron and his team! They were knowledgeable, helpful, communicative, and most importantly, they did what they...
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Mortgage products
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    View All
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    Education
    • ST Louis Univerisity
      Psychology
      Bachelor of Arts in Psychology
      Aug 1969 -May 1982
      ST Louis Univerisity logo
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1985

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 417686
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org