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Ron Ruzicka - Senior Loan Officer  | NMLS # 417686 in Chesterfield, MO

Ron Ruzicka

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Senior Loan Officer | NMLS # 417686

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ST Louis Univerisity
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
Company Logo
ST Louis Univerisity
ST Louis Univerisity
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Reviews from Web
  • Encompass
    A
    Aaron M Z
    SAINT LOUIS, MO
    Posted on March 1st, 2022 03:10 PM
    Ron provided good communication, and I would refer him to friends/family unless the loan servicer screws something up. Your bank should stop using your loan servicer though, they get terrible reviews all over the internet. It’s one piece that...
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  • Encompass
    A
    Alicia B T
    OLIVETTE, MO
    Posted on January 26th, 2022 11:59 PM
    Ron is THE best in this industry. I've had nearly 40 years experience in residential real estate, and worked with dozens of loan officers, in up/down markets, with all types of clients and scenarios. Ron is without question, the best communicator...
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  • Encompass
    S
    Scott M
    CHESTERFIELD, MO
    Posted on January 26th, 2022 09:15 PM
    Ron was amazing and available any time.
  • Encompass
    M
    Michael E T
    OLIVETTE, MO
    Posted on January 23rd, 2022 10:23 PM
    Highly professional personal service
  • Encompass
    L
    Laura M
    CHESTERFIELD, MO
    Posted on January 23rd, 2022 07:46 PM
    Ron is very pleasant to work with. Very professional, timely, and available to answer all of our questions
  • Encompass
    A
    Amy E B
    SAINT LOUIS, MO
    Posted on January 21st, 2022 09:07 PM
    Ron worked around my schedule and made everything very easy
  • Encompass
    M
    Megan G C
    Saint Louis, MO
    Posted on January 21st, 2022 06:28 PM
    Ron is proactive with outreach and was very responsive and helpful!
  • Encompass
    L
    Linda S
    SAINT LOUIS, MO
    Posted on January 18th, 2022 08:03 PM
    Ron is very responsive resolving things that came up as they always do. His personal presence at closing was a strong positive as well.
  • Encompass
    L
    Lauren R B
    Wildwood, MO
    Posted on January 12th, 2022 07:04 PM
    Working with Ron is very easy!
  • Encompass
    S
    Sara P H
    Saint Louis, MO
    Posted on December 29th, 2021 07:05 PM
    Ron made the loan process go very smoothly, and with an excellent interest rate. It was a pleasure to work with Ron.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Mortgage products
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    View All
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    Education
    • ST Louis Univerisity
      Psychology
      Bachelor of Arts in Psychology
      Aug 1969 -May 1982
      ST Louis Univerisity logo
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1985

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 417686
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org