Rob Theoharis
Market Leader
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Extremely pleasant staff, the whole process was frictionless for purchasing a home. Rob was extremely knowledgeable, helpful and a complete pleasure to work with!
Reply from Rob Theoharis
November 30th, 2025 09:39 PM
It's great to hear that you found the staff pleasant and the process smooth, Francisco. I appreciate your kind words about my knowledge and assistance during your home purchase. I'm grateful for the opportunity to work with you, and I'm pleased...
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Rob made things extremely painless and easy to complete the process. He was extremely timely responding to questions and concerns.
Reply from Rob Theoharis
November 12th, 2025 08:12 PM
I'm pleased to know your experience with the process was smooth and straightforward, Joel. It's great to hear that my responsiveness met your expectations. Thank you for entrusting me with your home purchase. If you have any more questions...
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Everything went well
Reply from Rob Theoharis
November 12th, 2025 11:45 AM
I'm pleased to hear that everything went smoothly, Justin. Thank you for sharing your experience and trusting me with your home purchase. If you have any future questions or needs, feel free to reach out. Congratulations on your new home!
Being that you were referred by Jennifer Bullock, we expected excellence, however, you far exceeded our high expectations.
Reply from Rob Theoharis
November 2nd, 2025 11:19 AM
I'm grateful for your kind words, Stephen. It's wonderful to hear that I exceeded your expectations, and I appreciate Jennifer's referral. Thank you for entrusting me with such an important step in your life. If you ever need assistance in...
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Rob and his team are incredible. They made it very easy to handle the process of buying a new home. Thank you again
Reply from Rob Theoharis
October 29th, 2025 01:17 PM
I'm pleased to know that you found the process with my team and me straightforward, April. It’s great to hear that we could assist in making your home-buying journey a bit easier. I appreciate your feedback and the opportunity to support you...
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I was really dreading the whole process, but Rob put my mind at ease and made it so simple. He was very responsive and answered all my questions in a manner in which I understood. I value working with someone who truly seems to enjoy his job....
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Reply from Rob Theoharis
October 29th, 2025 01:16 PM
It's great to know that I could help make the process less daunting for you, Heather. I'm pleased you felt supported and that my explanations were clear. Enjoying what I do certainly adds a positive touch to the experience, and your willingness...
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Working with you has been a very good experience. You were always available when needed and always went above and beyond my expectations.
Reply from Rob Theoharis
October 29th, 2025 01:16 PM
I'm pleased to know that you had a positive experience, Scott. Being available and exceeding your expectations are key goals for me, and it’s great to hear that I achieved them during our collaboration. Thank you for choosing me to guide you...
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Would definitely use again
Reply from Rob Theoharis
October 13th, 2025 12:33 PM
I'm glad to hear that you had a positive experience and would consider using my services again, James. Thank you for your trust and feedback. If any questions or needs arise in the future, I'm here to help.
Rob was extremely helpful every step of the way through out the process. He was well informed, kind and patient. As first time home-buyers he took the stress out of the Mortage process. Would highly recommend him to anyone.
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Reply from Rob Theoharis
September 9th, 2025 09:14 PM
I'm pleased to hear that I could help make your first home-buying experience more manageable, Andrew. Being well-informed, kind, and patient is important to me, so it's gratifying to know that it eased the mortgage process for you. Thank you...
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This is the second transaction that I have had the privilege to work with Rob and his team. They are all professional, extremely knowledgeable and friendly. I highly recommend Rob for anyone needing a mortgage or refinancing!
Reply from Rob Theoharis
September 8th, 2025 10:38 AM
I'm pleased to hear that you had another positive experience with me and the team, Sandra. Your recommendation means a lot, and I'm grateful for the chance to assist you with your refinancing needs. Thank you for your kind words and support!...
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 5379
- Licensed in NC
Hobbies
- Bodybuilding, Boat days, Golf, Fishing.
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.