RJ Hartnett
Executive Branch Manager NMLS 180606 | NMLS 156609...
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
RJ provided options regarding home loans or home equity lines of credit. He was able to secure us a loan that will help pay down debt and improve our properties.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I'm thrilled to hear that you're satisfied with our loan services, Gaudencio. At West Capital Lending, our main goal is to help our clients improve their financial situation. I'm glad I could assist in securing a loan that will benefit both...
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From the very beginning of the process, RJ Hartnett is extremely positive and optimistic. His follow up is amazing. When I thought of questions on weekends, RJ is a text message away offering support, answering questions and getting answers...
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Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I am deeply humbled by your kind words, Bob. I believe it's my duty to make the loan process as smooth as possible, and I'm glad to hear that you felt supported throughout your Cash Out Refinance. Your faith in my abilities and in West Capital...
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RJ is a now BS guy. Told us what to expect and walked us through the process with ease. I will continue to use RJ for future endeavors and would recommend him to anyone.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
RJ went above and beyond to facilitate the process, and kept me in the loop every step of the way. If there was something iI didn’t understand, he explained it so that I did. RJ made the process seamless & effortless and I would not hesitate...
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Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Thank you so much for the glowing review, Triselenia! I'm thrilled to hear that you found our process to be seamless and effortless. Keeping you informed and making sure you understand each step is a priority for me. I'm here to make things...
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From the very beginning of the process RJ Harnett made me feel confident that my loan was going to go through smoothly and it did. RJ treated me with respect and like a friend.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I sincerely appreciate your kind words, Robert. It was my pleasure to assist you with your loan process. Being able to provide you with a smooth experience and treat you with the respect and friendship you deserve is truly what I strive for....
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The communication was fantastic and RJ was amazing to work with. I'd definitely do business with him again in the future.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I really appreciate the feedback and am looking forward to working with you again.
Good service and attention from RJ and Dan even though the outcome was not exactly what I had hoped for.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
Good communication and friendly staff and support.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
You worked fast and got me out of a financial hardship. Very professional.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Thanks Chuck! I am excited for you. Keep in touch. RJ
RJ and Daniel were great to work with
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
It was great working with you. Thanks again for putting your trust in us.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
Specialities
Purchase
Refinance
Bank Statement Loans
Investment Properties
Home Equity Loans
HELOC
500 credit score
Broker
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Positions
- West Capital Lending - Branch Manager Sep 1, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 180606
Hobbies
- Snowboarding
- Hunting
- Biking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing