RJ Hartnett
Executive Branch Manager NMLS 180606 | NMLS 156609...
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
RJ was very helpful throughout the process. He is very knowledgeable, persoable, and kept us informed along the way to securing our loan. We would definately RJ to anyone.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Thanks Jay! Will be connecting with you again soon! Thanks for the kind words! I really appreciate it. RJ
RJ was awesome
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Thanks Terri! Glad this went so smoothly for you. I hope everything is coming along the way you wanted it to. Keep in touch. RJ
RJ was very responsive, and extremely knowledgeable in every aspect of loans, also was very helpful with the home buying and selling process. All around a great guy, and a great human to work with
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Hey Nate... thanks for the awesome review. Hope you all are doing well. Let me know if you need anything. RJ
Keeping us updated answered questions
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I'm glad to hear that I could keep you updated and answer your questions throughout the cash-out refinance process. It was a pleasure assisting you, and I'm grateful for your positive feedback. If you have any more questions or need further...
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Not being repeatedly lied to and not taking several months to close what should have been a simple loan. West Capitol is lucky the CPFB got shut down by Trump because I had the complaint, with plenty of backup documentation, qued up to send....
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He was great and it took no time.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I enjoyed working with you. Thanks for the great feedback.
Excellent guidance through a complex loan process
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
We hope we'll have the opportunity to serve you again and deliver exceptional services.
RJ worked hard to put together our rather complex debt consolidation refi. Rated overall OK, only because of the delays caused by Rocket Mortgage. Highly recommend West Capital Lending & RJ Hartnett.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
RJ’s responsiveness was impressive. I’ve already passed along his contact information to people Iknow.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
RJ was able to secure a loan that met our needs. The loan will let us manage our debt and to help with property improvements.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
Specialities
Purchase
Refinance
Bank Statement Loans
Investment Properties
Home Equity Loans
HELOC
500 credit score
Broker
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Positions
- West Capital Lending - Branch Manager Sep 1, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 180606
Hobbies
- Snowboarding
- Hunting
- Biking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing