

RJ Hartnett
Executive Branch Manager NMLS 180606 | NMLS 156609...

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
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Reviews from Web
Rj was super helpful through out the process of my refinance! He walked me through the orcess step by step and always made sure to keep me updated
Reply from RJ Hartnett
May 23rd, 2025 12:23 AM
I'm thrilled to hear that you found the refinance process helpful and informative. It was a pleasure assisting you through each step and ensuring you were kept updated. Looking forward to helping you again in the future! Thank you! RJ
Great personality, dedicated to his work, always attentive to his customers needs, thank you RJ
Reply from RJ Hartnett
July 9th, 2024 03:28 AM
It was great working with you. Thanks again for putting your trust in us.
RJ found a loan that would work for our needs and save us money. He was there every step of the process and answered all my questions in a timely manner. I felt supported and well informed throughout the entire loan experience.
Reply from RJ Hartnett
March 25th, 2024 07:02 PM
Thank you so much for the kind words and stellar 5-star rating, Matthew & Katie. I'm thrilled to hear that you were satisfied with the cash out refinance loan we selected for your needs. It was my pleasure to assist you through every step of...
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RJ always answered his phone and was prompt in replying to my texts!
RJ was very kind, patient, knowledgeable, and incredibly prompt with all of his responses. Frankly, he was one, if not the very, best loan agents I've ever worked with. Now looking forward to making good use of this equity loan.
I talked to several companies.
I was looking for easy and straight forward, which is usually not the case.
The online process was pretty simple and RJ was always there to answer any
questions and guide me in the right direction.
RJ was great work with as he found the best loan opitions for us and kept us informed throughout the process.
RJ was great to work with. We had a problem with the rate with New Rez and he made sure they made it correct.
everything happened as I told and as it should.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
Specialities
Purchase
Refinance
Bank Statement Loans
Investment Properties
Home Equity Loans
HELOC
500 credit score
Broker
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236
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Positions
- West Capital Lending - Branch Manager Sep 1, 2022 - Current
Addresses and Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 180606
Hobbies
- Snowboarding
- Hunting
- Biking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing