RJ Hartnett
Executive Branch Manager NMLS 180606 | NMLS 156609...
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
RJ is great at walking you through the process to help understand and also listens to our concerns for now and the future, he will have all our business if needed in the future.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I appreciate your feedback, Amy. I'm glad to know that you felt supported and understood during the process. Hearing that you're considering working with me again means a lot. If any questions or concerns arise in the future, please feel free...
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RJ was by far the best mortgage broker we have ever worked with. He was professional, efficient, experienced, and honest. Thank you RJ Hartnett.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
It's great to know that you consider me the best mortgage broker you've worked with, Dave. I strive to bring professionalism, efficiency, and honesty to each transaction, so your feedback is deeply appreciated. Thank you for trusting me with...
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RJ was very responsive 45 seconds after my initial text, introducing myself and letting him know who referred me. From that moment he checked in on me, assured me we could close by ___ if I got everything done by ___. I appreciated the follow-ups,...
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Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Thank you for the kind words Teresa! I am happy that everything went well. If you need anything, please let me know.
RJ went above and beyond to help us with this loan. I cannot thank him enough. I highly recommend him!
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Thanks Brittny! I am so happy for you guys and your new home! Hope all is well with you!
Super easy application process and the loan was funded very quickly
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I'm pleased to hear the application process was easy for you and that the loan funding was quick. Thank you for sharing your experience, Tommy. If you have any other questions or need further assistance, feel free to contact me anytime.
I really liked his laid back approach he didn't overwhelm me with phone call after phone call
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Thanks Eric! Let me know if you need anything. I am available anytime!
RJ demonstrated exceptional professionalism, and the customer service provided was outstanding. The rapid processing of my transaction was greatly appreciated, and the personal follow-up to ensure satisfaction was a commendable touch. I highly...
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Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Thank you for your kind words, Tanya. I’m glad to hear that you appreciated the quick processing and personal follow-up during your transaction. It’s important to me that my clients feel satisfied with the service they receive. Should you need...
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Excellent communication
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Thank you, Jeanette! Hope you are enjoying your new house!
RJ is very responsive and knowledgeable something that is very tough to find these days.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I'm thrilled to hear that you found my responsiveness and knowledge helpful during your refinance process. It's important to me that my clients feel well-informed and supported. Thank you for your kind words!
R.J was very professional and responsive he put in lot of effort for us to get the loan as he promised .
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I'm thrilled to hear that you found my professionalism and responsiveness helpful during your loan process. It was a pleasure putting in the effort to secure your refinance as promised. Thank you for your kind words and for the opportunity...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
Specialities
Purchase
Refinance
Bank Statement Loans
Investment Properties
Home Equity Loans
HELOC
500 credit score
Broker
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Positions
- West Capital Lending - Branch Manager Sep 1, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 180606
Hobbies
- Snowboarding
- Hunting
- Biking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing