

RJ Hartnett
Executive Branch Manager NMLS 180606 | NMLS 156609...

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Good experience
RJ was knowledgable and found a solution for me when we had a problem with the first loan. He is patient and gets back fast when I had questions .
RJ really came through for us and found us the best option for us. He is very knowledgeable and really fought to get us a great loan for our first loan of this type. We appreciate his dedication and he was always easy to get a hold of and answer...
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Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I'm glad I could assist you, Dahlak, and find the best loan option for your needs. Your trust in me for your first loan of this type means a lot, and I'm pleased to hear you felt informed and supported throughout the process. Thank you for...
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Received way too many emails, which was quite annoying . Other than that expietence was good.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I appreciate your feedback, Therese. I'm sorry the volume of emails was overwhelming. I will take your input seriously and work to improve communication methods. Thank you for letting me know, and I'm glad to hear that the rest of your experience...
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Annoyed that we had to go through multiple underwriters and it took 4 months. But RJ and the team were very pleasant and professional.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I appreciate your feedback, Charlie. I'm sorry that the process took longer than expected with multiple underwriters involved. I'm glad to hear that despite these challenges, you found our interactions pleasant and professional. Your patience...
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Very knowledgeable, very polite, always had an answer to my question. Have told everybody about him.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I appreciate your feedback, Aurora. I'm pleased to hear that you found my approach helpful and that I could answer your questions effectively. Thank you for recommending me to others—it's truly valued. If you need any further assistance, feel...
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when I thought i wiuld not be accepted for a home equity loan Rj looked for an alternative option for me to get the cash I needed with a cash out refinance, Rj and his team really stayed on top of things and made it happen for me with a fast...
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Reply from RJ Hartnett
June 30th, 2026 02:30 PM
Thank you for the kind review Niomi! Keep in touch!
RJ is great to work with.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I appreciate your kind words, Kevin. If there's anything else you need or if you have any questions in the future, please don't hesitate to reach out. Thank you for the opportunity to assist with your cash-out refinance!
Prompt and professional answers to questions throughout the process.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I'm pleased that you found my responses prompt and professional throughout the process, Victoria. Your feedback means a lot and I'm glad I could assist you with your cash-out refinance. If you have more questions or need further assistance...
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RJ was so helpful, he was willing to drive to our house to help us fill out some of the paper work.
He was always available every time we called. RJ was very polite and very professional.
Reply from RJ Hartnett
June 30th, 2026 02:30 PM
I appreciate your review, Frederick. I'm glad I could assist by driving over and helping with the paperwork. Being available for calls and keeping things professional is important to me, so it's great to hear that it made a difference in your...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
Specialities
Purchase
Refinance
Bank Statement Loans
Investment Properties
Home Equity Loans
HELOC
500 credit score
Broker
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Positions
- West Capital Lending - Branch Manager Sep 1, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 180606
Hobbies
- Snowboarding
- Hunting
- Biking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing