

RJ Hartnett
Executive Branch Manager NMLS 180606 | NMLS 156609...

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
I talked to several companies.
I was looking for easy and straight forward, which is usually not the case.
The online process was pretty simple and RJ was always there to answer any
questions and guide me in the right direction.
Reply from RJ Hartnett
July 6th, 2026 11:57 PM
I'm grateful for your feedback, Troy. It's good to know that you found the online process simple and that I could assist you with any questions. I'm glad I could guide you in the right direction and provide the straightforward experience you...
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RJ was great work with as he found the best loan opitions for us and kept us informed throughout the process.
Reply from RJ Hartnett
July 6th, 2026 11:58 PM
I'm grateful for your positive feedback, Jon. It's wonderful to hear that you felt well-informed and that we could find the best loan options for you. Thank you for choosing to work with me at West Capital Lending. Keep in touch! RJ
RJ was great to work with. We had a problem with the rate with New Rez and he made sure they made it correct.
Reply from RJ Hartnett
July 6th, 2026 11:59 PM
Thank you for your feedback, Holly. I'm pleased to know that I could assist in resolving the rate issue with New Rez. Ensuring everything is handled correctly is important to me, and I'm glad we were able to get things sorted out for you.Welcome...
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everything happened as I told and as it should.
Reply from RJ Hartnett
July 6th, 2026 11:59 PM
I'm pleased to hear that everything proceeded as expected, Kevin. Ensuring a smooth and predictable process is always my goal. If you have any more questions or need further assistance, feel free to reach out.
From the first time I heard from RJ I felt assured that the process was going to be smooth.Answered questions about the process and how to proceed.Greatly appreciate him
Being so diligent with my loan even though we had some problems. Would absolutely use again.
Thank you
RJ is very helpful, answers all questions, readily accessible, patient, helpful and follows up. I had a lot of back and forth and he never gave up on me. Thank you, RJ !
Rj and Ryan are Rockstars.
RJ made the whole loan process as painless as possible. He got the funds for us in a very timely manner. We appreciate all the work to get us the possible option for our situation.
RJ was very easy to work with. He answered all our many questions and delivered on everything he conveyed he would. I would highly recommend him to anyone that needs loan assistance and options!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
Specialities
Purchase
Refinance
Bank Statement Loans
Investment Properties
Home Equity Loans
HELOC
500 credit score
Broker
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Positions
- West Capital Lending - Branch Manager Sep 1, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 180606
Hobbies
- Snowboarding
- Hunting
- Biking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing