RJ Hartnett
Executive Branch Manager NMLS 180606 | NMLS 156609...
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Sun
closed
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
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Reviews from Web
Quick, readily accessible, willing to work with the client.
Sarah was very helpful in introducing how HELOCs worked and was exceptional in handling everything for us. she kept us posted every step of the way.
RJ was very communicative and helpful. He was quick to follow up on all information requested. Even when he was off, he went out of his way to make sure there was someone available to answer my questions . Excellent customer service!
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Very helpful
Great information provided
Reply from RJ Hartnett
July 6th, 2026 04:36 PM
I'm grateful for your positive feedback, Rajesh. It's good to know that you found the information provided to be helpful. If there's anything more you need or any questions you have, please feel free to reach out.
There were both good days and difficult days throughout the process. Communication and meeting deadlines need improvement. The amount of change during the process felt excessive; while some changes were beneficial, others were less effective....
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Working with RJ at West Capital Lending has been an outstanding experience from start to finish. He was professional, knowledgeable, responsive, and, most importantly, honest throughout the entire process. He took the time to explain every...
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Reply from RJ Hartnett
July 6th, 2026 11:55 PM
Thank you so much for your thoughtful review, Sedalia. I'm truly pleased to hear that you and your husband had a positive experience with the process. It was important to me to be transparent and help you see how this loan can be a stepping...
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N/A, nothing additional to add.
Reply from RJ Hartnett
July 6th, 2026 04:40 PM
Thank you for the 5-star rating, Shelly! I'm glad to have been able to assist you with your Cash Out process. Let me know if you have any questions or need anything. Please reach out anytime. RJ
RJ always answered his phone and was prompt in replying to my texts!
Reply from RJ Hartnett
July 6th, 2026 05:34 PM
I'm grateful for your feedback, Peter. I always strive to be responsive and make sure you're supported throughout the process. Thank you for taking the time to share your experience!
RJ was very kind, patient, knowledgeable, and incredibly prompt with all of his responses. Frankly, he was one, if not the very, best loan agents I've ever worked with. Now looking forward to making good use of this equity loan.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Qualified Mortgage Pre-Approvals
Non-QM
Reverse Loans
Specialities
Purchase
Refinance
Bank Statement Loans
Investment Properties
Home Equity Loans
HELOC
500 credit score
Broker
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Positions
- West Capital Lending - Branch Manager Sep 1, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 180606
Hobbies
- Snowboarding
- Hunting
- Biking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing