
Rick Whisman
Senior Loan Officer


Evangel University
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Stays on top of everything start to finish whether its new home finance or refinance.
Reply from Rick Whisman
March 2nd, 2026 04:28 PM
Vivek, thanks for repeat business. I appreciate your input. Clients, like you, are vital to my career.
Great communication, makes everything convenient and easy as possible. Have used several times and will continue to use Rick for any mortgage needs.
Reply from Rick Whisman
February 18th, 2026 05:19 PM
Joe, thanks so much for your insight into your transaction!
Rick makes the process very easy and communicates effectively! Highly recommend!
Reply from Rick Whisman
February 17th, 2026 05:38 PM
AJ, I appreciate the feedback and always a joy to deal with you!
Rick made this process easy and painless! We will definitely recommend him to anyone we know looking to buy!
Reply from Rick Whisman
January 23rd, 2026 03:12 PM
Jessica, thanks so much for your consideration in trusting your business with me. I value your input.
The level of communication. All of my questions were answered and addressed quickly.
Reply from Rick Whisman
January 19th, 2026 03:43 PM
Brandon, thanks so much for your input. Enjoy your new home!
Always attentive and on top of tasks!
Reply from Rick Whisman
January 5th, 2026 07:23 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Rick went out of his way to make sure everything was taken care of. He went above and beyond helping us get into the best situation possible. He gave very sound advice that allowed us to make the best choices for our family.
Reply from Rick Whisman
December 22nd, 2025 05:01 PM
Rob, thanks so much for your consideration in placing your transaction with me. I also value your input and feedback.
Rick was able to explain the loan process in a way that I understood it. He also kept me informed about the set backs due to the condo insurance. Then he did everything he could to make sure that I could still close on the day I wanted to.
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Reply from Rick Whisman
December 19th, 2025 06:21 PM
Alexa, thanks so much for your input regarding your experience! It was a pleasure to help you get into your first home.
Everything about the whole process was awesome from our loan officer to our realtor and everyone who made our new home purchase possible
Reply from Rick Whisman
December 12th, 2025 05:44 PM
James, I appreciate your feedback and value your input. Enjoy your home!
Rick was great to work with, informative about different loan options and rates. Overall exce experience!
Reply from Rick Whisman
December 8th, 2025 03:54 PM
Chris, thanks so much for your follow up on your survey and opportunity to serve your financial needs!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Buyer Financing
2nd Mortgages
Renovation Loans
Bridge Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
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Education
- Evangel UniversityBusiness ManagementBachelor's Degree

Positions
- First State Bank Mortgage - Senior Loan OfficerNov 21st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 226503
Hobbies
- Traveling the 50 states visiting National Parks and Fishing
- Fly Fishing and Travel
- Traveling the country in our RV
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org.
Legal Statement