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Rick Whisman - Senior Loan Officer in Chesterfield, MO

Rick Whisman

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Senior Loan Officer

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Evangel University
Evangel University
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Company Logo
Evangel University
Evangel University
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Reviews from Web
  • Encompass
    V
    Vivek P
    SAINT PETERS, MO
    Posted on March 2nd, 2026 04:23 PM
    Stays on top of everything start to finish whether its new home finance or refinance.
    Reply from Rick Whisman
    March 2nd, 2026 04:28 PM
    Vivek, thanks for repeat business. I appreciate your input. Clients, like you, are vital to my career.
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    Joseph D
    SAINT PETERS, MO
    Posted on February 18th, 2026 12:06 AM
    Great communication, makes everything convenient and easy as possible. Have used several times and will continue to use Rick for any mortgage needs.
    Reply from Rick Whisman
    February 18th, 2026 05:19 PM
    Joe, thanks so much for your insight into your transaction!
  • Encompass
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    Andrew J G
    WELDON SPRING, MO
    Posted on February 17th, 2026 03:09 PM
    Rick makes the process very easy and communicates effectively! Highly recommend!
    Reply from Rick Whisman
    February 17th, 2026 05:38 PM
    AJ, I appreciate the feedback and always a joy to deal with you!
  • Encompass
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    Jessica V
    Wright City, MO
    Posted on January 23rd, 2026 03:08 PM
    Rick made this process easy and painless! We will definitely recommend him to anyone we know looking to buy!
    Reply from Rick Whisman
    January 23rd, 2026 03:12 PM
    Jessica, thanks so much for your consideration in trusting your business with me. I value your input.
  • Encompass
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    Brandon V
    Wright City, MO
    Posted on January 17th, 2026 07:54 PM
    The level of communication. All of my questions were answered and addressed quickly.
    Reply from Rick Whisman
    January 19th, 2026 03:43 PM
    Brandon, thanks so much for your input. Enjoy your new home!
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    Hailey P
    SAINT LOUIS, MO
    Posted on December 29th, 2025 05:44 PM
    Always attentive and on top of tasks!
    Reply from Rick Whisman
    January 5th, 2026 07:23 PM
    Thank you for the kind words. I hope you enjoy making new memories in your new home.
  • Encompass
    R
    Robert L
    WENTZVILLE, MO
    Posted on December 20th, 2025 04:17 PM
    Rick went out of his way to make sure everything was taken care of. He went above and beyond helping us get into the best situation possible. He gave very sound advice that allowed us to make the best choices for our family.
    Reply from Rick Whisman
    December 22nd, 2025 05:01 PM
    Rob, thanks so much for your consideration in placing your transaction with me. I also value your input and feedback.
  • Encompass
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    Alexa L S
    ELLISVILLE, MO
    Posted on December 19th, 2025 06:10 PM
    Rick was able to explain the loan process in a way that I understood it. He also kept me informed about the set backs due to the condo insurance. Then he did everything he could to make sure that I could still close on the day I wanted to.
    read more
    Reply from Rick Whisman
    December 19th, 2025 06:21 PM
    Alexa, thanks so much for your input regarding your experience! It was a pleasure to help you get into your first home.
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    James P
    Warrenton, MO
    Posted on December 12th, 2025 04:30 PM
    Everything about the whole process was awesome from our loan officer to our realtor and everyone who made our new home purchase possible
    Reply from Rick Whisman
    December 12th, 2025 05:44 PM
    James, I appreciate your feedback and value your input. Enjoy your home!
  • Encompass
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    Christine P
    Warrenton, MO
    Posted on December 6th, 2025 06:18 PM
    Rick was great to work with, informative about different loan options and rates. Overall exce experience!
    Reply from Rick Whisman
    December 8th, 2025 03:54 PM
    Chris, thanks so much for your follow up on your survey and opportunity to serve your financial needs!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    First Time Buyer Financing
    2nd Mortgages
    Renovation Loans
    Bridge Loans
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    View All
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    Education
    • Evangel University
      Business Management
      Bachelor's Degree
      Evangel University logo
    Positions
    • First State Bank Mortgage - Senior Loan Officer
      Nov 21st, 2022 - Current
    Addresses and Serving Areas

    Year Started

    1992

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 226503
    Hobbies
    • Traveling the 50 states visiting National Parks and Fishing
    • Fly Fishing and Travel
    • Traveling the country in our RV
    • View All
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org. Legal Statement