Rick Whisman
Senior Loan Officer
Evangel University
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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The communication wirh Rick was great, always ready to answer any questions I had. For a first time home buyer, the overall experience was great.
Reply from Rick Whisman
September 25th, 2025 04:03 PM
Diwakar, thanks so much for the feedback on your first mortgage experience!
Rick communicated clearly and was very responsive throughout the process. I would recommend Rick to anyone!
Reply from Rick Whisman
September 16th, 2025 07:49 PM
Jaden, so great working with you and the rest of your family. Thanks so much for your input!
More than anything we appreciate that Rick is trustworthy. His knowledge and expertise are invaluable
Reply from Rick Whisman
September 2nd, 2025 06:46 PM
Thanks so much Jeanenne for the input and kind words. Enjoy your home!
Great communication, time efficient. Rick answered any and all questions we had throughout the process.
Reply from Rick Whisman
August 29th, 2025 04:37 PM
Michelle, thanks so much for your feedback and chance to serve you. Enjoy your home!
They answered every question i ever asked.
Reply from Rick Whisman
August 25th, 2025 03:59 PM
Bradley, I'm thankful for your review and glad to hear that all your questions have been answered. Ensuring clarity and providing the information you need is a core part of how I strive to serve everyone at First State Bank of St. Charles.
Rick and his team is very cooperative and communicative. They explains the whole process in details and guide us thru every step.
Reply from Rick Whisman
August 7th, 2025 02:40 PM
Shalini, I’m glad to hear you felt that my team and I were cooperative and communicative throughout your experience. It's important to me that every aspect of the process is clear, so guiding you through each step in detail is part of how I...
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Every step is seamless. Rick and his team is proactive and cooperativ. we just love to work with them.
Reply from Rick Whisman
July 30th, 2025 07:47 PM
Shalini, I'm very pleased to hear that you found every step seamless and enjoyed working with me and my team. Being proactive and cooperative is at the heart of how I aim to serve clients like you at First State Bank of St. Charles. It's wonderful...
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Everyone on his team is great at communicating and very punctual. Having been through the house buying process a couple times prior, so I was prepared for a troublesome process. That was not my experience with his team. Everyone was great!...
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Reply from Rick Whisman
July 30th, 2025 03:01 PM
Kelly, thanks so much for your insight and kind words. You made our teams day!
Very communicative with swift responses and will stay on top of any updates and changes happening with regards to the mortgage rates.
Reply from Rick Whisman
July 28th, 2025 05:50 PM
Thanks so much for the business and feedback Vivek. I look forward to the next transaction!
Rick is an excellent communicator. He does a great job of explaining everything. I would recommend him to anyone taking on the task of buying a home.
Reply from Rick Whisman
July 25th, 2025 02:27 PM
Thanks Joe, I value your input and repeat business.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Buyer Financing
2nd Mortgages
Renovation Loans
Bridge Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
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Education
- Evangel UniversityBusiness ManagementBachelor's Degree
Positions
- First State Bank Mortgage - Senior Loan OfficerNov 21st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 226503
Hobbies
- Traveling the 50 states visiting National Parks and Fishing
- Fly Fishing and Travel
- Traveling the country in our RV
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org.
Legal Statement