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Rick Oaks - Sr. Loan Officer | NMLS# 172353|TX: 172353 in Allen, TX

Rick Oaks

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Sr. Loan Officer | NMLS# 172353|TX: 172353

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Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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5 Star
98%
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2%
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Reviews from Web
  • Encompass
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    Nicholas M
    Rockport, TX
    Posted on July 18th, 2024 02:00 PM
    Great experience for all from start to finish with clear communication across the board.
    Reply from Rick Oaks
    September 12th, 2024 04:12 PM
    Thank you sir! Thanks for all your help with this purchase!
  • Encompass
    R
    Rubi R
    Garland, TX
    Posted on May 25th, 2024 06:59 PM
    The attention to detail and willingness to answer all of my questions as a first time buyer was imperative. 100% would recommend to friends and family!
    Reply from Rick Oaks
    June 13th, 2024 07:08 PM
    Thank you Rubi! It was our pleasure to assist you!
  • Encompass
    K
    Kevin L C
    Carrollton, TX
    Posted on May 13th, 2024 11:40 PM
    Very informative and explained the process well.
    Reply from Rick Oaks
    June 13th, 2024 07:08 PM
    Thank you sir!
  • Encompass
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    Carolyn S
    Carrollton, TX
    Posted on May 12th, 2024 01:44 AM
    Rick is easy to work with and very helpful to our clients, He always gets the job done on time and is willing to answer all questions, he is my go to lender!
    Reply from Rick Oaks
    June 13th, 2024 07:09 PM
    I'm incredibly grateful for your kind words, Carolyn! It's always a pleasure to assist your clients and ensure everything gets done in a timely manner. Here at Highlands Residential Mortgage, Ltd., we strive to be there for our customers and...
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  • Encompass
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    Ronnie R
    The Colony, TX
    Posted on April 29th, 2024 12:14 PM
    "I had the pleasure of working with Rick Oaks from Highlands Mortgage, and I couldn't be happier with the experience. Rick was incredibly knowledgeable about the mortgage process and took the time to explain everything to my client Miss Ashley...
    read more
    Reply from Rick Oaks
    June 13th, 2024 07:09 PM
    Thank you, Ronnie, for the fantastic review and the perfect rating. I'm delighted to hear that you had a positive experience working with me. I always strive to provide the best services to my clients and make the mortgage process as smooth...
    read more
  • Encompass
    A
    Ashley D
    The Colony, TX
    Posted on April 25th, 2024 02:03 PM
    Rick was super patient and helpful during the process of purchasing my first home! He explained everything thoroughly, and always replied promptly.
    Reply from Rick Oaks
    June 13th, 2024 07:10 PM
    Thank you so much Ashley! We hope you love your new home!
  • Encompass
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    Grayson G
    Fort Worth, TX
    Posted on April 20th, 2024 02:49 PM
    The fact that he kept his eye on the market to give us the best rate possible. It was also very helpful that he got an approval within hours after filling out the applications. The great support when I had questions never came with any problems....
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    Reply from Rick Oaks
    June 13th, 2024 07:10 PM
    Thank you my friend! It was our pleasure to assist you!
  • Encompass
    S
    Sandy W
    Richardson, TX
    Posted on March 24th, 2024 04:55 PM
    Got to the finish line!
    Reply from Rick Oaks
    June 13th, 2024 07:10 PM
    I'm so glad to hear that you felt like we got to the finish line together, Sandy! Your feedback means a lot to me and to all of us at Highlands Residential Mortgage, Ltd. I'm thrilled to know that you rated us 5 stars. Thank you and don't hesitate...
    read more
  • Encompass
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    Casey T
    Richardson, TX
    Posted on March 22nd, 2024 03:59 PM
    Rick was easy to get ahold of, very responsive and always answered questions. Very easy process and Rick and his team made it super quick.
    Reply from Rick Oaks
    June 13th, 2024 07:11 PM
    I'm thrilled to hear that you found our process easy and quick, Casey. Your positive feedback really means a lot to me and the whole team here at Highlands Residential Mortgage, Ltd. We always strive to be responsive and available for any questions...
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  • Encompass
    M
    Maria G
    Dallas, TX
    Posted on March 22nd, 2024 02:44 AM
    Rick is amazing!!! I have no words to describe what an amazing job he did! I was a first time homebuyer and Rick walk me through everything and was there by my side. He answered all my questions no matter the time of day and ensure I understood...
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    Reply from Rick Oaks
    June 13th, 2024 07:12 PM
    Thank you so much for your kind words, Maria! It was a pleasure assisting you with your first-time home buying experience. I'm thrilled to hear that you found the process smooth and that you felt supported throughout. Ensuring understanding...
    read more
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    About
    Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Banking
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Senior Loan Originator
      May 1st, 2013 - Current
    Memberships
    • CMA Certified Mortgage Advisor
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 172353,TX: 172353
    Achievements
    • 25+ Years in the industry
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.