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Rick Oaks - Sr. Loan Officer | NMLS# 172353|TX: 172353 in Allen, TX

Rick Oaks

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Sr. Loan Officer | NMLS# 172353|TX: 172353

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Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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Reviews from Web
  • Encompass
    J
    Joerie S
    Lewisville, TX
    Posted on January 2nd, 2025 04:59 PM
    Helped us in every step of the process by always updating us,explaining what is going on about the process. and quickly response to any communications. As a first time home buyer this is the kind of company we need . Definitely will recommend...
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    Reply from Rick Oaks
    January 2nd, 2025 05:05 PM
    Hey Joerie, Thank you so much for the glowing review! I'm thrilled to hear that you found our communication helpful during your home buying journey. We strive to always keep our clients informed and make the process as smooth as possible. It...
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  • Encompass
    M
    Marie C B
    Princeton, TX
    Posted on December 31st, 2024 06:40 PM
    The whole process was easy and painless. I was kept in the informed all through the process by Rick Oaks or his associate. They use Docusign which is easy to use. I would definately use them again in the future if needed.
    Reply from Rick Oaks
    January 2nd, 2025 04:11 PM
    I'm glad to hear that you found our mortgage process easy and painless, Marie. It was our pleasure keeping you informed throughout the process. We take pride in using user-friendly technologies like Docusign to make our clients' lives a bit...
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  • Encompass
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    Wendy B
    Richardson, TX
    Posted on December 15th, 2024 06:17 PM
    The level of knowledge paired with understanding for exactly what his clients need is just above and beyond what you would see in a lender. I appreciate him and would recommend him to anyone - even if you just have questions about mortgages....
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    Reply from Rick Oaks
    December 16th, 2024 05:30 PM
    Thank you Wendy! We love working with you and your team as well!
  • Encompass
    R
    Rebecca K
    Allen, TX
    Posted on October 31st, 2024 02:24 PM
    Rick was very prompt and closed within a few weeks.
    Reply from Rick Oaks
    December 16th, 2024 05:30 PM
    Thank you so much for your business Rebecca!
  • Encompass
    A
    Andrew N
    Little Elm, TX
    Posted on September 30th, 2024 01:59 PM
    Easy to work and communication was great.
    Reply from Rick Oaks
    December 16th, 2024 05:30 PM
    I'm glad to hear that your experience with Highlands Residential Mortgage, Ltd. was a positive one, Andrew. I strive to provide the best communication and service possible, so it's great to hear that this was reflected in your interactions...
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  • Encompass
    C
    Christofer A
    Plano, TX
    Posted on September 30th, 2024 12:23 PM
    Rick was very helpful and available for all the random questions I had through the process. Very easy to talk to and very knowledgeable.
    Reply from Rick Oaks
    December 16th, 2024 05:31 PM
    I'm glad to hear you found the process smooth, Christofer! Your questions were not random at all, rather they were insightful and I was happy to assist you. It's great to know my knowledge was valuable to you. Looking forward to possibly helping...
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  • Encompass
    P
    Phearak L
    Little Elm, TX
    Posted on September 29th, 2024 04:49 PM
    Best communication/ smooth process
    Reply from Rick Oaks
    December 16th, 2024 05:31 PM
    Thank you for taking the time to share your experience, Phearak. I'm glad to hear that you found our communication effective and the process smooth. At Highlands Residential Mortgage, Ltd., we always strive to provide the best service to our...
    read more
  • Encompass
    S
    Sandra L
    Little Elm, TX
    Posted on September 27th, 2024 12:27 PM
    Rick was always available to answer questions, offering clear explanations every step of the way. He’s very knowledgeable and approachable, which made us feel confident in our decision-making process. They provided us with the best rate, tailored...
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    Reply from Rick Oaks
    December 16th, 2024 05:32 PM
    Hello Sandra,Thank you so much for your kind words and the perfect rating! I'm glad to hear that you felt confident throughout the decision-making process, as that's always our aim here at Highlands Residential Mortgage, Ltd. It's fantastic...
    read more
  • Encompass
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    William L F
    Rockport, TX
    Posted on July 23rd, 2024 04:23 PM
    We couldn't have asked for a better overall home lender experience than Rick and his team!
    Reply from Rick Oaks
    September 12th, 2024 04:12 PM
    Thank you Bill! Can't wait to visit you guys again!
  • Encompass
    C
    Craig M
    Flower Mound, TX
    Posted on July 21st, 2024 05:38 PM
    Good communication and good loan terms.
    Reply from Rick Oaks
    September 12th, 2024 04:12 PM
    Thank you and it was a pleasure to work with you!
  • 51–60 of 329
    About
    Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Banking
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Senior Loan Originator
      May 1st, 2013 - Current
    Memberships
    • CMA Certified Mortgage Advisor
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 172353,TX: 172353
    Achievements
    • 25+ Years in the industry
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.