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An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.
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5.0
Encompass
K
Kirkland C C
Princeton, TX
Posted on January 22nd, 2024 05:13 PM
Rick was very communicative and clearly informed us in every step of the buying process. Would recommend and would absolutely do business again. Give this man a raise!
Reply from Rick Oaks
January 22nd, 2024 05:28 PM
Thank you so much KC! It was our pleasure and we hope you both love your brand new home!
5.0
Encompass
A
Alexandra L
Princeton, TX
Posted on January 22nd, 2024 05:42 AM
Everything went seamlessly. The communication was clear and you explained what we needed to do every step of the way. I appreciate you working so hard to figure out which VA loan was best for us considering the circumstances! The entire process...
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Reply from Rick Oaks
January 22nd, 2024 05:28 PM
Thank you so much and we hope you love your brand new home!
5.0
Encompass
B
Bernadine E
Princeton, TX
Posted on January 20th, 2024 08:13 PM
Great communication every step throughout the lending process.
Reply from Rick Oaks
January 22nd, 2024 05:29 PM
Always great to work with you! ;)
5.0
Encompass
A
Anthony P
Grapeland, TX
Posted on November 7th, 2023 08:27 PM
A big thanks to both Rick and Andy for the outstanding work on making a painful process as painless as possible. Both my wife and I really appreciate your great work!
Reply from Rick Oaks
November 7th, 2023 08:53 PM
Thank you sir! It was our pleasure to assist with your new home!
5.0
Encompass
K
Kristie M J
Caddo Mills, TX
Posted on September 30th, 2023 11:21 AM
Very responsive and answers all questions
Reply from Rick Oaks
November 7th, 2023 08:54 PM
Thank you for your business! We hope you love your new home!!
5.0
Encompass
J
Jeremy G J
Caddo Mills, TX
Posted on September 30th, 2023 11:21 AM
Rick has always been very professional and knowledgeable.
Reply from Rick Oaks
November 7th, 2023 08:54 PM
Thank you my friend!
5.0
Encompass
Y
Yvonne S M
Providence Village, TX
Posted on September 5th, 2023 12:52 AM
This whole process was done in an organized and time manner.
Reply from Rick Oaks
November 7th, 2023 08:54 PM
Thank you!
5.0
Encompass
K
Kathy S
Addison, TX
Posted on August 13th, 2023 01:01 PM
Communication was excellent through the process. The loan approval was done quickly and professionally. My client was happy with the service and communication from Rick Oaks.
Reply from Rick Oaks
November 7th, 2023 08:55 PM
Thanks and always great to work with you Kathy!
4.83
Encompass
S
Stephen C
Richardson, TX
Posted on May 5th, 2023 12:46 PM
Seamless and smooth from start to finish. Very professional
Reply from Rick Oaks
November 7th, 2023 08:55 PM
Thank you sir!
5.0
Encompass
M
Michael L B
Caddo Mills, TX
Posted on April 23rd, 2023 01:33 PM
Rick and Andy were awesome! Very informative, thorough, and professional!!!
Reply from Rick Oaks
November 7th, 2023 08:55 PM
Thank you so much!

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