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Rick Oaks - Sr. Loan Officer | NMLS# 172353|TX: 172353 in Allen, TX

Rick Oaks

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Sr. Loan Officer | NMLS# 172353|TX: 172353

4.94
(318)
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Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou...... Show More
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Overall Ratings
4.94
(318)
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Reviews from Web
  • 5.0
    Encompass
    M
    Monty H
    Princeton, TX
    Posted on July 6th, 2026 06:14 PM
    Rick and his team were always one step ahead of the loan process. Communication process by phone or email was outstanding. Rick even went the extra mile to be present at closing to meet us in person, it was a pleasure to have him With use every...
    read more
    Reply from Rick Oaks
    July 6th, 2026 07:46 PM
    Thank you, sir! It was a pleasure working with and meeting you both at closing! We hope you love your new home and we're always a call away should you need anything!
  • 5.0
    Encompass
    K
    Kathy S
    Princeton, TX
    Posted on July 4th, 2026 01:18 PM
    Promptness, completion with a short closing date and excellent communication with my clients and with me.
    Reply from Rick Oaks
    July 6th, 2026 03:13 PM
    Kathy, Thank you for the kind words! It is always a pleasure working with you. We appreciate your business and can't wait to do it again!
  • 4.66
    Encompass
    T
    Tory J
    Parker, TX
    Posted on June 2nd, 2026 12:02 PM
    Rick is extremely knowledgable and eager to share to help accompish the best outcome ive worked with him multiple times and the experience always keeps me coming back
    Reply from Rick Oaks
    June 2nd, 2026 02:27 PM
    Thank you, my friend! Hard to believe we worked together the first time 23 years ago. We hope you love your beautiful new home! Please keep in touch!
  • 5.0
    Encompass
    A
    Alexandria U
    Sachse, TX
    Posted on May 4th, 2026 06:57 PM
    Rick walked us through every step of the process. He answered all of our unending questions and broke things down for us until we understood what was happening. Rick really made us feel like family. We trust him wholeheartedly with our home...
    read more
    Reply from Rick Oaks
    May 4th, 2026 07:16 PM
    I appreciate your trust and kind words, Alexandria. I'm pleased to hear that you felt supported and understood throughout the home buying process. Making you feel like family is important to me, and I'm glad I could help answer all your questions....
    read more
  • 5.0
    Encompass
    C
    Christopher D D
    Garland, TX
    Posted on April 26th, 2026 06:41 PM
    I had an outstanding experience working with Rick Oaks throughout the home buying process. As a first-time homebuyer, I had a lot of questions, and he was consistently patient, knowledgeable, and responsive every step of the way. No matter...
    read more
    Reply from Rick Oaks
    April 26th, 2026 10:55 PM
    Thank you so much for your kind words, Christopher. I'm pleased to hear that I could make your first home buying experience smooth and manageable. It was important to me that you felt informed and confident throughout the process. If you ever...
    read more
  • 5.0
    Encompass
    B
    Brian W
    Plano, TX
    Posted on April 4th, 2026 03:56 PM
    Rick is alway on top of things and quick to reply.
    Reply from Rick Oaks
    April 4th, 2026 05:49 PM
    I appreciate your feedback, Brian. It's important to me to stay responsive and ensure everything is handled promptly. If there's ever anything further you need assistance with, please feel free to reach out.
  • 5.0
    Encompass
    S
    Stephen C
    Plano, TX
    Posted on April 2nd, 2026 12:31 PM
    We had a great experience working with our Rick and hiis team He went above and beyond to find a unique mortgage product that fit our specific situation, which made a huge difference for us. Throughout the entire process, he was consistently...
    read more
    Reply from Rick Oaks
    April 2nd, 2026 03:05 PM
    I'm very appreciative of your thoughtful feedback, Stephen. Your experience and satisfaction are important to me, and I'm glad that you felt supported throughout the process. Taking the time to find a mortgage solution that fits your needs...
    read more
  • 5.0
    Encompass
    R
    Rawan A S
    Wylie, TX
    Posted on March 24th, 2026 01:46 AM
    Rick was absolutely amazing to work with. He handled the gtransaction very professionally. He made is clear and smooth on everyine invloced. Me and my clients are very satisfied with his professionalism.
    Reply from Rick Oaks
    March 24th, 2026 02:28 PM
    I appreciate your positive feedback, Rawan. It’s wonderful to know that both you and your clients were satisfied with how everything was managed. I strive to make each transaction as clear and smooth as possible. If you ever have more questions...
    read more
  • 5.0
    Encompass
    R
    Robert J J
    Wylie, TX
    Posted on March 21st, 2026 02:22 PM
    Great team to work with!
    Reply from Rick Oaks
    March 21st, 2026 02:45 PM
    Thank you for your kind words, sir. It's gratifying to know you had a positive experience working with us. If there's anything else I can do to assist you, feel free to reach out.
  • 5.0
    Encompass
    K
    Kent P M
    Murphy, TX
    Posted on February 7th, 2026 03:17 AM
    Rick has always done us right! We have closed on numerous loans with him and will choose his services again in the future!
    Reply from Rick Oaks
    February 10th, 2026 06:16 PM
    I'm grateful for your continued trust, Kent. It's always a pleasure working with you on your loans, and I'm glad to know you plan to return in the future. If there's anything else you need, don't hesitate to reach out.
  • 10 of 318
    About
    Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Banking
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    View All
    293
    /850
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    Positions
    • Highlands Residential Mortgage Ltd. - Senior Loan Originator
      May 1st, 2013 - Current
    Memberships
    • CMA Certified Mortgage Advisor
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 172353,TX: 172353
    Achievements
    • 25+ Years in the industry
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.