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Rick Oaks - Sr. Loan Officer | NMLS# 172353|TX: 172353 in Allen, TX

Rick Oaks

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Sr. Loan Officer | NMLS# 172353|TX: 172353

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Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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Reviews from Web
  • Encompass
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    Carolyn S
    Josephine, TX
    Posted on May 17th, 2019 11:04 PM
    It's always a pleasure working with Rick. He offers great, on time service!
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    Nicolas A
    Princeton, TX
    Posted on May 6th, 2019 02:50 PM
    Super fast process, rick was a great guy to work with made me feel confident and was upfront with everything need to make the purchase as smooth as possible. Overall great experience had an amazing team hope to do business again in the future...
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  • Encompass
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    Anita J
    Wylie, TX
    Posted on May 3rd, 2019 01:42 PM
    Rick was able to help my client get chosen out of 5 offers by being able to offer a seemless And extremely fast close. 16 days contract to close and my clients are over the moon!
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    Susan P
    Mesquite, TX
    Posted on April 13th, 2019 01:31 AM
    That Rick was so professional and friendly and helpful always responded right away and made everything possible to help us super positive and awesome!!!
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    Andrew P
    Balch Springs, TX
    Posted on April 11th, 2019 05:32 PM
    From start to finish, Rick stayed in touch with me and kept informed. Everything was super easy and convenient. This was my first time buying a home and Rick made the financing part a total breeze.
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    Shauna K
    Balch Springs, TX
    Posted on April 10th, 2019 11:43 PM
    He was professional and pleasant to work with!
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    Ashante B
    Rowlett, TX
    Posted on April 5th, 2019 02:51 PM
    While working with Rick, I received great and timely communication, he was willing and available to provide clarification and education whenever needed, and he was verify efficient in walking me through the financial logistics of my first home...
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    Kelly L
    Plano, TX
    Posted on April 5th, 2019 04:06 AM
    Rick was very knowledgeable, easy to get a hold of, fun to talk to, and closed our loan quickly and smoothly. We will definitely be recommending him to friends and using his serves again in the future.
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    Laurie S
    Wylie, TX
    Posted on January 30th, 2019 06:47 PM
    We had a buyer client preapproved / Rick, with Highlands & under contract. What should have been a smooth transaction became a nightmare when our buyer client’s family talked our buyer into switching lenders for a “promised 1/8% point lower”....
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    Kimberly M
    Greenville, TX
    Posted on January 16th, 2019 03:27 PM
    Rick was very helpful throughout the whole process. He was always available for any questions we had.
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    About
    Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Banking
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Senior Loan Originator
      May 1st, 2013 - Current
    Memberships
    • CMA Certified Mortgage Advisor
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 172353,TX: 172353
    Achievements
    • 25+ Years in the industry
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.