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Richard Higginbotham - NMLS: 1654158 in Irvine, CA

Richard Higginbotham

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NMLS: 1654158

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As a licensed Mortgage Loan Originator and have been in the industry since 2017. I specialize in Conventional, FHA, VA, Reverse, bank statement and Jumbo loan products whether you are purchasing your first house or refinancing your existing... Show More
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Location & Business Hours
Business Hours
Wed
6 AM to 6 PM(Open now)
Thu
6 AM to 6 PM
Fri
6 AM to 6 PM
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Reviews from Web
  • write_review_unverified
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    Eugene L
    Pueblo, Colorado
    Posted on February 27th, 2025 08:02 PM
    Everything was perfect!!!!!!
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    David M
    Mesa, Arizona
    Posted on January 28th, 2025 12:38 AM
    I recently finalized my Heloc with Rick and the process exceeded my expectations. He was prompt, courteous, and transparent every step of the way, ensuring I fully understood all the details before closing. The closing itself was seamless....
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    Adrian J
    Englewood, Tennessee
    Posted on January 17th, 2025 12:10 PM
    The process was quite quick and painless. I felt very comfortable through out the process. After signing, the next day I received the funds in my account. The rates were reasonable and much better than other rates I’ve been quoted. Rich did...
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    Rachel M
    Apple Valley, California
    Posted on June 27th, 2024 05:46 PM
    My loan officer, Rick, was absolutely amazing!!. He kept me informed through the entire process. Rick is very knowledgeable, patient and understanding. Every time I need to refinance I will always go back to Rick. If I had a company I would...
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    Kristopher H
    Las Vegas, Nevada
    Posted on April 10th, 2024 05:17 PM
    Rick made our cash-out refinance experience outstanding from start to finish. His professionalism, knowledge, and exceptional communication skills made a complex process feel simple and seamless. Rick provided expert advice, was always available...
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    John B
    Mesa, Arizona
    Posted on April 2nd, 2024 12:15 AM
    E mortgage capital did my refinance back in October. Rick and Fred were wonderful to work with.
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    Nathan H
    Denver, Colorado
    Posted on April 2nd, 2024 12:03 AM
    Thank you Rick for helping me and my wife refinance our home. Very easy process. Rick answered any questions we had
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    Kyle G
    Riverside, California
    Posted on April 2nd, 2024 12:02 AM
    Fantastic service. Communicative and very fast. Only took 2 weeks.
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    Michelle P
    Ventura County, California
    Posted on April 1st, 2024 05:24 PM
    Rick was fantastic in helping me achieve my home goals! Process was easy and Rick was communicative the entire time. Will definitely be using for my next refinance.
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    Lani A
    Nashville, Tennessee
    Posted on April 1st, 2024 05:18 PM
    Rick was fantastic through the whole process. He listened to my situation and found a way to make the refinance go through when no one else could. I’m beyond grateful to run into him. Thanks Rick!
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    About
    As a licensed Mortgage Loan Originator and have been in the industry since 2017. I specialize in Conventional, FHA, VA, Reverse, bank statement and Jumbo loan products whether you are purchasing your first house or refinancing your existing mortgage.
    Products & Services
    Financial Advisor
    Banker
    Specialities
    Conventional, FHA, VA, Reverse, bank statement, Jumbo loan products, Non QM loans
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    Positions
    • Trust One Financial - Branch Manager
      Jun 1st, 2022 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 1654158
    • States Licensed In: Arizona, California, Colorado, Tennessee, Florida, Pennsylvania U.S
    Disclaimer
    Company NMLS ID #1566096 Equal Housing Lender https://www.nmlsconsumeraccess.org https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing