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Richard Higginbotham - NMLS: 1654158 in Irvine, CA

Richard Higginbotham

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NMLS: 1654158

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As a licensed Mortgage Loan Originator and have been in the industry since 2017. I specialize in Conventional, FHA, VA, Reverse, bank statement and Jumbo loan products whether you are purchasing your first house or refinancing your existing... Show More
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Location & Business Hours
Business Hours
Wed
6 AM to 6 PM(Open now)
Thu
6 AM to 6 PM
Fri
6 AM to 6 PM
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Reviews from Web
  • write_review_unverified
    J
    Jamie M
    Posted on August 21st, 2025 11:07 PM
    Rick at WCL is amazing!! Super quick responses to any question I may have. Smoothest process I could’ve asked for. Thanks for your help and support Rick!
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    Sierra S
    Posted on August 12th, 2025 10:29 PM
    Rick was amazing every step of the way. He was happy to talk out all options and answered any questions we had. He made our refinance process a breeze!
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    Bobby W
    Posted on August 12th, 2025 09:31 PM
    I recently refinanced my mortgage and had the pleasure of working with Rick as my mortgage broker — and I couldn't be happier with the experience. From the start, Rick was professional, knowledgeable, and incredibly responsive. He took the...
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    Holly H
    Posted on August 7th, 2025 09:09 PM
    Rick was fantastic! Clear communication and all around easy and quick experience.
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    Eric P
    East Pennsboro, Pennsylvania
    Posted on May 28th, 2025 06:41 PM
    This has been one of the easiest processes money came fast. Rick did an awesome job. I would highly recommend working with him.
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    William B
    Brandon, Florida
    Posted on May 6th, 2025 01:24 PM
    The entire process was extremely smooth, thanks to the guidance of Rick Higginbotham who walked me through each step of the way. He made sure that I understood all of features of the HELOC and even assisted me in finding suitable Homeowners...
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    Kassie D
    Castle Pines, Colorado
    Posted on April 22nd, 2025 06:38 PM
    I cannot say enough good things about working with Rick at West Capital. He got us a great rate and the whole process took about 2 weeks. If you’re looking for a mortgage of refi, he’s the guy!
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    Ronald W
    Immokalee, Florida
    Posted on April 9th, 2025 04:39 PM
    After being told by my “relationship” lender where i primarily bank that my HELOC would take 6 weeks to process and being bombarded with documentation requests i searched for an alternative and discovered West Capital. I was impressed with...
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    M
    Montasir A
    Clifton Heights, Pennsylvania
    Posted on April 5th, 2025 04:46 AM
    Rick was very professional and on top of everything. From the very first interaction till closing he was always phone call or text away and kept me in the loop. He simply get things done. There was some hiccups during closing but he handled...
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    Jose F
    Allentown, Pennsylvania
    Posted on March 27th, 2025 09:10 AM
    I'm writing to let you know about Richard Higginbotham how he was very helpful for my needs to refinancing. He was there to answer and explain best options. I would highly recommend him for any financial assistance and loan officer.
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    About
    As a licensed Mortgage Loan Originator and have been in the industry since 2017. I specialize in Conventional, FHA, VA, Reverse, bank statement and Jumbo loan products whether you are purchasing your first house or refinancing your existing mortgage.
    Products & Services
    Financial Advisor
    Banker
    Specialities
    Conventional, FHA, VA, Reverse, bank statement, Jumbo loan products, Non QM loans
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    Positions
    • Trust One Financial - Branch Manager
      Jun 1st, 2022 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 1654158
    • States Licensed In: Arizona, California, Colorado, Tennessee, Florida, Pennsylvania U.S
    Disclaimer
    Company NMLS ID #1566096 Equal Housing Lender https://www.nmlsconsumeraccess.org https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing