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Richard Higginbotham - NMLS: 1654158 in Irvine, CA

Richard Higginbotham

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NMLS: 1654158

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As a licensed Mortgage Loan Originator and have been in the industry since 2017. I specialize in Conventional, FHA, VA, Reverse, bank statement and Jumbo loan products whether you are purchasing your first house or refinancing your existing... Show More
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Location & Business Hours
Business Hours
Wed
6 AM to 6 PM(Open now)
Thu
6 AM to 6 PM
Fri
6 AM to 6 PM
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Reviews from Web
  • write_review_unverified
    K
    Kay K
    Posted on August 29th, 2026 05:40 PM
    Rich was great. Walked me thru process. He want above and beyond to6 help me. You are blessed to have him in your employment. I will definitely seek him out in the future.
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    Maurice R
    Posted on August 29th, 2026 01:49 PM
    Greetings. Rick, is a professional guy who takes his business seriously. I had met Rick over a period of three and a half weeks, and my mortgage process with Rick was a great experience. Rick, helped me to close the deal within a two week period...
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    Luis P
    Posted on August 28th, 2026 08:25 PM
    Rick is a very professional and knowledgeable about his business. If you like somebody that take a great care of your mortgage needs I will recommend him without any hesitation. He will go an extra mile until your satisfaction.Courteous and...
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    David L
    Posted on July 17th, 2026 01:54 AM
    Rick was outstanding. Your rate was the best your closing cost was the best and I shopped against the best three and I would highly recommend.
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    Erin H
    Posted on February 5th, 2026 05:24 PM
    We spoke with several mortgage loan officers throughout our home-buying journey, but Rick Higginbotham immediately stood out. From our very first conversation, Rick truly listened to what our end goal was and took the time to understand our...
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    Carl M
    Yulee, Florida
    Posted on January 10th, 2026 09:47 PM
    Excellent service. Would do business with this vendor again. Good job.
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    Phil B
    Posted on December 11th, 2025 09:09 PM
    It was wonderful working with Richard. After months of trying to get through underwriting with 3 other companies, he was able to help me get this done. I honestly had already conceded that this was just not going to work. Then Richard reached...
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    Stephanie O
    Posted on November 10th, 2025 09:16 PM
    Rick was great to work with! He was very personable, extremely knowledgeable, maintained clear and prompt communication, and he always available to answer any questions. Greatly appreciated him and experience navigating the process.
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    David H
    Posted on November 3rd, 2025 09:37 PM
    Excellent service extremely helpful very knowledgeable would definitely working him again.
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    Robert M
    Posted on October 14th, 2025 06:05 PM
    When we needed a home equity loan Rick from West Capitol was more than helpful. It's never an easy process but Rick made it so, with his help we were approved and the funds were directly deposited into our account. If you are looking for a...
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    About
    As a licensed Mortgage Loan Originator and have been in the industry since 2017. I specialize in Conventional, FHA, VA, Reverse, bank statement and Jumbo loan products whether you are purchasing your first house or refinancing your existing mortgage.
    Products & Services
    Financial Advisor
    Banker
    Specialities
    Conventional, FHA, VA, Reverse, bank statement, Jumbo loan products, Non QM loans
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    Positions
    • Trust One Financial - Branch Manager
      Jun 1st, 2022 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 1654158
    • States Licensed In: Arizona, California, Colorado, Tennessee, Florida, Pennsylvania U.S
    Disclaimer
    Company NMLS ID #1566096 Equal Housing Lender https://www.nmlsconsumeraccess.org https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing