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Richard Higginbotham - NMLS: 1654158 in Irvine, CA

Richard Higginbotham

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NMLS: 1654158

Trust One Financial - Irvine, CA
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As a licensed Mortgage Loan Originator and have been in the industry since 2017. I specialize in Conventional, FHA, VA, Reverse, bank statement and Jumbo loan products whether you are purchasing your first house or refinancing your existing... Show More
Finance
Financial Advisor
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Contact Info
(951) 229-6847
Irvine, CA
https://trust1financial.com/
Location & Business Hours
Business Hours
Wed
6 AM to 6 PM(Open now)
Thu
6 AM to 6 PM
Fri
6 AM to 6 PM
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Reviews from Web
  • Encompass
    C
    Charles W
    Thornton, CO
    Posted on April 2nd, 2020 12:36 AM
    Rick and his team were super. With all that is going on with this country they stood up like champions. I live in Colorado so all transitions were over the phone. They kept me well informed . If I had questions they would call me by the next...
    read more
  • Encompass
    L
    Lloydene V
    Geyserville, CA
    Posted on March 31st, 2020 05:25 PM
    Rick was always available when we had a question. If we didn't reach him by phone immediately, he would respond in a very timely manner. He is a very nice person and a pleasure to do business with.
  • Encompass
    J
    James E
    Sun City West, AZ
    Posted on March 5th, 2020 03:49 PM
    If Rick was not at his desk when I called he would return my call and always updated me on the progress of the loan. I had to call Rick after work one night and he picked up and answered my question. All around great experience.
  • Encompass
    M
    Martha S
    Hollister, CA
    Posted on March 3rd, 2020 05:04 PM
    QUICK RESPONSE FROM ASSOCIATE. INFORMATIVE. REFINANCING WAS QUICK AND EASY
  • Encompass
    E
    Ellen K
    Sparks, NV
    Posted on February 18th, 2020 03:19 PM
    Nice personality, wonderful service and great all-around insurance person. Also he was helpful with every question we had and there were many of them.
  • Encompass
    R
    Robert A
    Las Vegas, NV
    Posted on February 14th, 2020 06:24 PM
    What makes Ladera Lending different from some of the other lenders is their sincere professional knowledge of the mortgage business. In addition, I felt like family rather than a business transaction. Their staff members were extremely patient...
    read more
  • Encompass
    D
    Dick H
    Riverbank, CA
    Posted on February 5th, 2020 01:21 AM
    I was stuck with this lender for almost 3 months, going nowhere. Then came Rick and Ladera lending. He listened and game me what I wanted in refinancing and it was done in about a month. Great job Rick and thank you so much.
  • FTP
    C
    Christian N
    North Las Vegas, NV
    Posted on February 1st, 2020 08:46 PM
    Rick was always available for questions and really updated us every step of the way. We never felt pressured and really made the refinance process very easy.
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    About
    As a licensed Mortgage Loan Originator and have been in the industry since 2017. I specialize in Conventional, FHA, VA, Reverse, bank statement and Jumbo loan products whether you are purchasing your first house or refinancing your existing mortgage.
    Products & Services
    Financial Advisor
    Banker
    Specialities
    Conventional, FHA, VA, Reverse, bank statement, Jumbo loan products, Non QM loans
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    Positions
    • Trust One Financial - Branch Manager
      Jun 1st, 2022 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Irvine, CA

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 1654158
    • States Licensed In: Arizona, California, Colorado, Tennessee, Florida, Pennsylvania U.S
    Disclaimer
    Company NMLS ID #1566096 Equal Housing Lender https://www.nmlsconsumeraccess.org https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing