Rich Holsman
Branch Manager, VP of Lending | NMLS# 95607
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5:08 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Very professional and competent team who moved a lightning speed to close escrow within approximately 2 weeks.
Communication was prompt and clear. Couldn't have been better.
Highly recommended!
Kind, efficient, and quick. Always available immediately and able to answer all questions. Made us comfortable with the entire process step by step. We would definitely recommend this business.
Reply from Rich Holsman
July 14th, 2025 03:35 PM
Thank you very much, Jill! We are grateful to have worked with you; enjoy your home!
The Holsman team managed to close escrow in approximately 2 weeks. Their communications were prompt and concise and they were always available to answer questions.I would not hesitate to recommend them or to work with them again.Thank You Team!...
read more
The Holsman team managed to close escrow in approximately 2 weeks. Their communications were prompt and concise and they were always available to answer questions.I would not hesitate to recommend them or to work with them again.Thank You Team!...
read more
Reply from Rich Holsman
November 28th, 2020 12:00 AM
Thank you very much for the kind words! We are grateful for the opportunity to work with you. Enjoy your home!
Our experience was fantastic. They were kind, efficient and quick. They were always available for any questions and responded immediately to any questions we had. We would recommend this company and will continue to do business with them in...
read more
Kind, efficient, and quick. Always available immediately and able to answer all questions. Made us comfortable with the entire process step by step. We would definitely recommend this business.
I received personal attention and help gathering papers needed.
Very smooth transaction, great communication and client service. Make a not very fun process simple.
The Holsman Team is an AWESOME team and such a great pleasure to work with! They went above and beyond to help me with the home purchasing process. They are a family-oriented business and they work together seamlessly and efficiently. Communication...
read more
They now have processed two loans for us AND loans for our family....These were the best loan experiences we had in all our 82 years.
321–330 of 447
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 95607
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.