Rich Holsman
Branch Manager, VP of Lending | NMLS# 95607
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5:08 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
My experience was great. Lots of communication with over the phone or emails. I knew what was going on every step of the way. Lots of personal transaction. Customer service was excellent. would recommend to anyone for a great experience.
Fred Holsman was my rep and he did a fantastic job. he made getting my loan as easy as it can be buying a house. he gave me that personal 1on1 attention that seems to comfort a client and I couldn't be happier with the service my wife and I...
read more
Rich answered all my questions and set my mind at ease as he guided me through the loan process with constant communication and explanation making the whole process a pleasant experience.
I’m very thankful for you guys for helping me for everything, I highly recommend you guys to all my friends, relatives.
Quick responses to questions and concerns...
Rich Holsman is extremely knowledgeable about his companies product offerings. he is patient in answering questions and re-explaining things in laymen's terms if you need him too. He works hard and diligently to get you the best product at...
read more
They go out of their way to make your loan work by keeping you informed and working different angles to best benefit you towards a smooth transition. I have used them several times for my mortgage loans and refinancing for over 25 years. I...
read more
441–447 of 447
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 95607
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.