Rich Holsman
Branch Manager, VP of Lending | NMLS# 95607
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5:08 PM
Sat
closed
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closed
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Michael was great!
I was always kept in the loop, commiunication was great.
Working with Michael was easy and he got everything we needed done ahead of schedule. Made the entire process smooth
The ease of service
The Holsman Team worked diligently to help my buyers purchase their home which was rocky with another lender. They were able to save the day and make the buyers very happy.
We couldn't be happier thanks for helping me make this happen my family can't thank you guys enough! These people are absolute rockstars never dropped the ball once in fact helped me dribble and play the ball all the way down the court and...
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Reply from Rich Holsman
October 23rd, 2024 04:34 PM
Love this review!! Thank you Mason! We are so happy we were able to get you and your family into a house of your own! Please do not hesitate to reach out if you ever need anything!
Had an amazing experience! Buying a home with The Holsman Team has been a very positive experience! Super knowledgeable and made everything super easy to understand for me as a first time buyer! These guys are the way to go if you're in need...
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Reply from Rich Holsman
October 23rd, 2024 04:33 PM
Thank you so much Adriana! Enjoy your new home, we are here if you ever need anything!
The group was really great to work with and let you know the Avenue you could take..
Reply from Rich Holsman
July 14th, 2025 03:35 PM
Thank you, Andy for taking the time to give us this review! I hope we can help you again in the future!
absolute rockstars couldnt be happier thanks for helping me take my family to the next level!
Everyone was very kind, friendly, and made the process very smooth, gained a lot of knowledge on home buying process along the way! My family and I are extremely thankful for the Holsman team! Couldnt have done it without them! Michael is the...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 95607
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.