

Rick Hernandez, Loan Officer, NMLS # 489270 -...
Loan Officer | NMLS # 489270

As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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Ricardo went above and beyond to make this home loan close. I appreciate everything him and his team did to make it happen as it was not easy especially during a pandemic. Thank you for all your efforts and treating us more than just a number....
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Ricardo went above and beyond to make this home loan close. I appreciate everything him and his team did to make it happen as it was not easy especially during a pandemic. Thank you for all your efforts and treating us more than just a number....
read more
Ricardo went above and beyond to make this home loan close. I appreciate everything him and his team did to make it happen as it was not easy especially during a pandemic. Thank you for all your efforts and treating us more than just a number....
read more
Rick gets back to you and answered all my questions that I had just overall a great experience.
The entire loan process was seamless, great rates. Thank you Rick
Rick and Aime where AMAZING, they went through hoops for us on getting the Refi done. I'm grateful for that. Thank you guys.
Very pleased with service provided by Ricardo and his team!
Very knowledgeable and explained to us about are mortgage Very well.
Very nice people and were really happy
Very professional and approachable when I had questions. Was very informative throughout the entire process. Thank you very much. Would highly recommend to anyone.
Ricardo was very helpful and informative about the different types of loans That are out there , treated me like a friend and looked out for me as if I was family. Words can’t describe how much this man helped me out .I’m glad I had him as...
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About
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 489270
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.