

Rick Hernandez, Loan Officer, NMLS # 489270 -...
Loan Officer | NMLS # 489270

As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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Working with Mr Ricardo Hernandez is a pleasure, what he says he does and accomplish no matter what, he goes above and beyond what he is supposed to, im looking forward to sending him more clients. Thank you for the continued support brother....
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I was frequently updated about my loan process. Very professional and courteous.
We really appreciated the updates and the constant communications with their team.
I really appreciated his professionalism and attention to details that were important to me. I also appreciate the communication I had with the staff.
My refi went very smoothly and I got a great interest rate ! Thank you to your great team!
Great customer service takes he’s time to explain everything with detail, makes you feel real comfortable about the decision you have to make.
Rick provides a great service and my clients were satisfied.
Rick & Aime were very helpful all through out the loan process. Since it was my first time buying a home, they educated me about home loans and ownership through the process through the whole process since I had numerous questions and concerns....
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Ricardo is a pleasure to work with. He was very speedy with our home buying process and made sure to always answer our questions and explain the process thoroughly. He was very responsive and always available when we needed him for any help....
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Ricardo and his team did an amazing job getting loan approved and closed in 21 days. Communication between myself and my clients was constant and very accessible. I would definitely use him again.
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About
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 489270
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.