Rick Hernandez, Loan Officer, NMLS # 489270 -...
Loan Officer | NMLS # 489270
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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Ricardo was thorough in explaining the process and how things worked.
Great Job👍
Responded to all out concerns in a timely manner. Kept us informed throughout the loan process to closing! Excellent Service,
Bout our first house through Rick and also did our first refi through Rick and his team. Always great working with him. Keeps me up to date and informed every step of the way. Answers any and all questions no matter the time of the day. Thank...
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Me and my wife are very honored to have a business partner like Rick and Aime. This is our second transaction with them in less than two years the level of professionalism is unprecedented they treat you like you’re their only client they always...
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Ricardo is a people person, he can relate and communicate with you in a way that makes you comfortable to work with. He was there to answer and guide me through all the things I didn’t understand, as well as responded via email text and or...
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Ricardo was amazing at understanding our needs and therefore worked diligently and efficiently to close our dream home in the necessary time frame. I can’t recommend him enough! Thank you for your wonderful service Rick and Amy! We are so thankful...
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Worked with Rick and Aime to close our property loan. Since the very beginning they were extremely helpful and knowledgeable. I would definitely recommend them to my friends and family. They always made sure to answer whatever questions we...
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Rick was super helpful and answered any questions or doubts I had. I know he worked super hard so we could close on our home before the thanksgiving holiday. He also always called me to give me any updates which was greatly appreciated. Thank...
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Ricardo went above and beyond to make this home loan close. I appreciate everything him and his team did to make it happen as it was not easy especially during a pandemic. Thank you for all your efforts and treating us more than just a number....
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About
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 489270
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.