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Ricardo Guido
Sr Loan Officer | NMLS 1249316
Ricardo Guido (NMLS #1249316) is a premier mortgage loan officer and local lending expert in Rockville, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Ricardo provides comprehensive ho... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great exprtise and quick feedback.
Reply from Ricardo Guido
October 3rd, 2025 12:34 AM
I appreciate your kind words, Therese. Providing expert guidance and prompt feedback is something I strive to deliver with every client interaction. If you need any further assistance or have questions down the line, please don't hesitate to...
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They all took there time working with
Reply from Ricardo Guido
September 22nd, 2025 12:06 PM
Thank you for sharing your feedback, Timothy. Taking the time to work through the process carefully is important to me, and I'm pleased to know it made a difference in your experience. If you have any further questions or need assistance in...
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it was great because the loan officer was always ready to answer any question you throw on him.
Reply from Ricardo Guido
August 15th, 2025 11:32 AM
I'm glad to hear that you had a positive experience, Misspa. I'm committed to being as responsive as possible, so I'm pleased to know that I could answer your questions effectively. If there's anything else I can do to assist you, don't hesitate...
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Great loaner
Reply from Ricardo Guido
August 9th, 2025 01:30 PM
Thank you, Mutiat, for your kind words. I'm pleased to know that you had a great experience with your purchase at Embrace Home Loans. It's always my goal to provide exceptional support and make the process as smooth as possible for my clients....
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The staff at Embraceloan responded promptly and addressed all of my inquiries and concerns. I had a great experience.
Reply from Ricardo Guido
August 9th, 2025 11:21 AM
I'm really glad to hear that you had such a positive experience with your purchase at Embrace Home Loans, Asuma. It's important to me that all your inquiries and concerns were addressed promptly, as I'm committed to ensuring a smooth process...
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Transaction from start to finish was smooth in spite of the loan being restructured from Conventional to FHA we still met the closing date of July 14,2025 . It takes a team to accomplish this this goal however it would have been possible with...
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The Responding Time Was Late For Me To Make Ajustment When I Wanted To Make A Change On Information That Was Giving To Me .
Reply from Ricardo Guido
August 1st, 2025 01:40 PM
Thank you for your feedback, Kim. I apologize for any delays you experienced when trying to adjust your information. I understand how important timely responses can be, especially during the purchase process. Please feel free to reach out directly...
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Ricardo is the game changer. As a lender he didn't focus on their benefit but exploited every avenue to get me a comfortable mortgage. That was so satisfying
Reply from Ricardo Guido
July 19th, 2025 01:44 AM
Thank you, Fritz, for your generous feedback. I'm glad I could help you find a mortgage that truly fits your needs. It was important to me to explore all possible options to ensure you were comfortable with your decision. I'm grateful for the...
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I will refer him as one of the best and if possible i will rate him 20 thanks for the good job anybody that need loan officer I will refer him as on of the best thanks.
Reply from Ricardo Guido
June 12th, 2025 04:25 PM
I'm thrilled to hear your kind words and recommendation. It was a pleasure assisting you with your purchase. Thank you for your support and trust in my services at Embrace Home Loans.
Your level of expertise and professional conduct
Reply from Ricardo Guido
May 17th, 2025 03:16 PM
Thank you for your kind words, Oludayo. I'm glad to hear that you appreciated my expertise and professional conduct during your loan process with Embrace Home Loans. It was a pleasure assisting you with your purchase.
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About
Ricardo Guido (NMLS #1249316) is a premier mortgage loan officer and local lending expert in Rockville, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Ricardo provides comprehensive home financing solutions with Embrace Home Loans. Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing, whether it's your first home, retirement home, vacation home or investment property. Contact Ricardo today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Positions
- Embrace Home Loans - Senior Loan OfficerAug 1st, 2014 - Current
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 1249316
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.