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Ricardo Guido - Sr Loan Officer | NMLS 1249316 in Rockville, MD
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Ricardo Guido

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Sr Loan Officer | NMLS 1249316

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Ricardo Guido (NMLS #1249316) is a premier mortgage loan officer and local lending expert in Rockville, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Ricardo provides comprehensive ho... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
95%
4 Star
5%
3 Star
0%
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Reviews from Web
  • SFTP
    V
    Victor B
    Mechanicsville, MD
    Posted on April 5th, 2025 12:52 PM
    How Mr Guido communicate with me and keep me in the loop every step of the way. Great communication, his knowledge and great personality made the experience pain free.
    Reply from Ricardo Guido
    April 20th, 2025 12:54 PM
    I'm thrilled to hear that the communication and experience met your expectations. It was a pleasure assisting you through the process, and I'm glad that my efforts contributed to a seamless experience. Thank you for your kind words and for...
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  • SFTP
    C
    Consolate R
    Sparks Glenco, MD
    Posted on April 1st, 2025 12:24 PM
    My experience with Ricardo has been amazing. I liked his supportive listening, his availability. On a complex case such as ours, he was always willing to listen and find solutions.
    Reply from Ricardo Guido
    April 16th, 2025 12:27 PM
    I'm thrilled to hear that your experience with me was so positive. It was my pleasure to assist you with your complex case and provide the support and solutions you needed. Thank you for your kind words and for choosing Embrace Home Loans.
  • SFTP
    K
    Kathrina N
    Bowie, MD
    Posted on January 17th, 2025 01:47 PM
    He explained everything that I needed to know as a first time homebuyer and that gave me the assurance to move forward till I closed
    Reply from Ricardo Guido
    February 1st, 2025 01:48 PM
    Kathrina, your kind words mean the world to me. I know how daunting the homebuying process can be, especially the first time around, and I'm so glad I could provide you with the clarity and confidence you needed to move forward. Helping folks...
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  • SFTP
    M
    Marquita S
    Washington, DC
    Posted on December 31st, 2024 06:52 PM
    Ricardo was always there for us every step of the way for the entire journey, his honest feedback and dedication to providing excellent advice and customer service can not be matched. He made the frustrating and sometimes disappointing journey...
    read more
    Reply from Ricardo Guido
    January 15th, 2025 06:54 PM
    Hello Marquita, I'm absolutely thrilled to hear that you had such a positive experience while working with me. It was truly my pleasure to guide you through each step of the process, providing honest feedback and advice whenever you needed...
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  • SFTP
    S
    Shadrack N
    Upper Marlboro, MD
    Posted on December 31st, 2024 01:43 PM
    Ricardo is a great loan officer, he is excrptional and professional. More engaging.
    Reply from Ricardo Guido
    January 15th, 2025 01:47 PM
    I'm genuinely pleased to hear that you had a positive experience with me at Embrace Home Loans, Shadrack! Your kind words and the exceptional rating are greatly appreciated. It was my pleasure to assist with your loan purchase and engage in...
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  • SFTP
    C
    Chad T
    Washington, DC
    Posted on December 25th, 2024 04:38 PM
    Mr.Ricardo, was the best when we were in trouble! We thank him and the great staff. Tyler Family
    Reply from Ricardo Guido
    January 9th, 2025 04:42 PM
    I'm thrilled to hear that you had a positive experience with me at Embrace Home Loans. Your kind words are very much appreciated. It was a pleasure to assist your family during a challenging time and I'm glad I could provide the service you...
    read more
  • SFTP
    A
    Adijat A
    Jessup, MD
    Posted on December 17th, 2024 03:32 PM
    I had an outstanding experience with embrace home loans, who offered clear guidance, personalized support, and smooth communication from start to finish. His professionalism and dedication made the process of getting my new home stress-free...
    read more
    Reply from Ricardo Guido
    January 1st, 2025 03:33 PM
    Thank you, Adijat, for your glowing review! I'm overjoyed to hear that your experience with Embrace Home Loans was outstanding and I was able to provide the clear guidance and personalized support you deserved. It's wonderful to know that you...
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  • SFTP
    C
    Christopher A
    Capitol Heights, MD
    Posted on December 1st, 2024 12:40 PM
    The form of communication and understanding
    Reply from Ricardo Guido
    December 16th, 2024 12:40 PM
    I truly appreciate your positive feedback, Christopher. It was my pleasure to assist you with your purchase. I strive to ensure clear communication and understanding for all of my clients. I'm glad you felt this was achieved. Your high rating...
    read more
  • SFTP
    D
    David B
    Baltimore, MD
    Posted on November 30th, 2024 04:28 PM
    Great communication and easy to reach. Return phone calls and he was able to answer all my questions. Very professional and helpful during the buying process.
    Reply from Ricardo Guido
    December 15th, 2024 04:29 PM
    I'm thrilled to hear your positive feedback, David. It's always my goal to ensure a smooth buying process and I'm glad I was able to assist you. I pride myself on my communication and professionalism. Don't hesitate to reach out if you have...
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  • SFTP
    H
    Henry H
    Gaithersburg, MD
    Posted on November 13th, 2024 01:08 PM
    Working with Ricardo was a great experience. He made the process very easy for us. Thank you!
    Reply from Ricardo Guido
    November 28th, 2024 01:10 PM
    I'm truly pleased to hear that you found our process easy and your experience great, Henry. Your feedback is incredibly valuable to us here at Embrace Home Loans, and we strive to make every interaction with us a positive one. I appreciate...
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  • 61–70 of 377
    About
    Ricardo Guido (NMLS #1249316) is a premier mortgage loan officer and local lending expert in Rockville, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Ricardo provides comprehensive home financing solutions with Embrace Home Loans. Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing, whether it's your first home, retirement home, vacation home or investment property. Contact Ricardo today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Aug 1st, 2014 - Current

    Year Started

    2000

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 1249316
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.