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Ricardo Guido - Sr Loan Officer | NMLS 1249316 in Rockville, MD

Ricardo Guido

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Sr Loan Officer | NMLS 1249316

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Ricardo Guido (NMLS #1249316) is a premier mortgage loan officer and local lending expert in Rockville, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Ricardo provides comprehensive ho...... Show More
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Location & Business Hours
Friday
9:00 AM to 5:00 PM
(Open Now)
Saturday
closed
Sunday
closed
Overall Ratings
4.91
(352)
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Reviews from Web
  • 5.0
    SFTP
    K
    Kola O
    Bowie, MD
    Posted on May 12th, 2026 02:09 PM
    It simply the best, I mean no one does it better
  • 3.83
    SFTP
    G
    Griselda C
    Waldorf, MD
    Posted on May 7th, 2026 10:52 PM
    Timely closing.
  • 5.0
    SFTP
    E
    Emmanuel E
    Upper Marlboro, MD
    Posted on April 23rd, 2026 02:31 PM
    Ricardo was available, friendly and very helpful through out the process. Pleased with his service
    Reply from Ricardo Guido
    May 8th, 2026 02:31 PM
    I'm grateful for your kind words, Emmanuel. It's nice to know you found my availability and assistance helpful throughout the process. If you have any further questions or need more help, please feel free to reach out.
  • 5.0
    SFTP
    L
    Lorena S
    Bowie, MD
    Posted on April 17th, 2026 10:15 PM
    Professionalism. Answer call in a timely manner. Always willing to look for solutions
  • 4.5
    SFTP
    E
    Emmanuel W
    Lanham, MD
    Posted on April 8th, 2026 01:14 PM
    Ricardo and his team were very responsive.
    Reply from Ricardo Guido
    April 23rd, 2026 01:14 PM
    Thank you for your review, Emmanuel. I'm happy to hear that you found my team and me responsive. If there's anything else you need or any questions you have, please let me know.
  • 5.0
    SFTP
    F
    Fatmata T
    Clinton, MD
    Posted on April 5th, 2026 06:14 PM
    Loan officer was very knowledgeable and supportive
    Reply from Ricardo Guido
    April 20th, 2026 06:15 PM
    Thank you for your feedback, Fatmata. I'm pleased to know that you found my support and knowledge helpful during the process. If you have any more questions or need further assistance, please feel free to reach out.
  • 5.0
    SFTP
    E
    EMILE B
    Bowie, MD
    Posted on April 4th, 2026 08:14 PM
    Awesome service and very patient.
    Reply from Ricardo Guido
    April 20th, 2026 03:15 PM
    Thank you for your kind words, Emile. I'm glad to hear that you appreciated the service and patience during your experience. If you need any further assistance, please feel free to reach out.
  • 5.0
    SFTP
    B
    Blanca A
    Columbia, MD
    Posted on April 3rd, 2026 04:40 PM
    Great experience! Ricardo and his team kept in contact with me and my client through the process. We were able to close in two weeks!
  • 4.16
    SFTP
    M
    Melvin C
    Cheltenham, MD
    Posted on March 7th, 2026 03:10 PM
    Something that made our experience great was the answering all of our questions being always available and having patience with us
    Reply from Ricardo Guido
    March 23rd, 2026 04:59 PM
    I'm grateful for your feedback, Melvin. It's vital to me to be available and patient, ensuring all your questions are answered during the purchasing process. If there's anything more I can assist with, please don't hesitate to reach out.
  • 5.0
    SFTP
    O
    Olufemi A
    Upper Marlboro, MD
    Posted on February 15th, 2026 06:03 PM
    Ricardo and his team have don a very great job for me. I have already erased my mind from getting a house but this guy said no I must get it.There were so much questions even from the state but he didi not relent. Ricardo is a good lender and...
    read more
    Reply from Ricardo Guido
    March 2nd, 2026 06:03 PM
    I'm really pleased to hear about your positive experience, Olufemi. It's wonderful to know that my team and I could assist you in achieving your goal of homeownership, even amidst challenges. I appreciate your kind words and support. If you...
    read more
  • 10 of 352
    About
    Ricardo Guido (NMLS #1249316) is a premier mortgage loan officer and local lending expert in Rockville, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Ricardo provides comprehensive home financing solutions with Embrace Home Loans. Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing, whether it's your first home, retirement home, vacation home or investment property. Contact Ricardo today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    598
    /850
    Search Rank Score
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Aug 1st, 2014 - Current

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1249316
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.