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Ricardo Guido - Sr Loan Officer | NMLS 1249316 in Rockville, MD

Ricardo Guido

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Sr Loan Officer | NMLS 1249316

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Ricardo Guido (NMLS #1249316) is a premier mortgage loan officer and local lending expert in Rockville, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Ricardo provides comprehensive ho...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.91
(356)
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Reviews from Web
  • 5.0
    SFTP
    A
    Abdul S
    Silver Spring, MD
    Posted on June 14th, 2026 02:52 PM
    Quick responses from him and the level of professionalism
  • 5.0
    SFTP
    J
    Jose M
    Olney, MD
    Posted on June 8th, 2026 12:42 PM
    Good job 👍🏼
  • 5.0
    SFTP
    U
    Ufot U
    Silver Spring, MD
    Posted on June 5th, 2026 09:48 AM
    Communication between me and Ricaedo was very helpful
  • 5.0
    SFTP
    R
    Reginald E
    College Park, MD
    Posted on May 29th, 2026 10:16 PM
    He made me feel comfortable throughout the entire process. He found a way to make things work when others would not. He went above and beyond. Truly outstanding.
    Reply from Ricardo Guido
    June 15th, 2026 05:55 PM
    I'm pleased to hear that you felt comfortable throughout the process, Reginald. It's great to know I could find solutions for you when others couldn't. Your kind words mean a lot to me, and I'm here if you need any further assistance.
  • 5.0
    SFTP
    K
    Kola O
    Bowie, MD
    Posted on May 12th, 2026 02:09 PM
    It simply the best, I mean no one does it better
    Reply from Ricardo Guido
    May 27th, 2026 02:10 PM
    Thank you for your kind words, Kola. I'm glad to hear that you had such a positive experience with my service. If there's anything more I can do to assist you, please don't hesitate to let me know.
  • 3.83
    SFTP
    G
    Griselda C
    Waldorf, MD
    Posted on May 7th, 2026 10:52 PM
    Timely closing.
  • 5.0
    SFTP
    E
    Emmanuel E
    Upper Marlboro, MD
    Posted on April 23rd, 2026 02:31 PM
    Ricardo was available, friendly and very helpful through out the process. Pleased with his service
    Reply from Ricardo Guido
    May 8th, 2026 02:31 PM
    I'm grateful for your kind words, Emmanuel. It's nice to know you found my availability and assistance helpful throughout the process. If you have any further questions or need more help, please feel free to reach out.
  • 5.0
    SFTP
    L
    Lorena S
    Bowie, MD
    Posted on April 17th, 2026 10:15 PM
    Professionalism. Answer call in a timely manner. Always willing to look for solutions
  • 4.5
    SFTP
    E
    Emmanuel W
    Lanham, MD
    Posted on April 8th, 2026 01:14 PM
    Ricardo and his team were very responsive.
    Reply from Ricardo Guido
    April 23rd, 2026 01:14 PM
    Thank you for your review, Emmanuel. I'm happy to hear that you found my team and me responsive. If there's anything else you need or any questions you have, please let me know.
  • 5.0
    SFTP
    F
    Fatmata T
    Clinton, MD
    Posted on April 5th, 2026 06:14 PM
    Loan officer was very knowledgeable and supportive
    Reply from Ricardo Guido
    April 20th, 2026 06:15 PM
    Thank you for your feedback, Fatmata. I'm pleased to know that you found my support and knowledge helpful during the process. If you have any more questions or need further assistance, please feel free to reach out.
  • 10 of 356
    About
    Ricardo Guido (NMLS #1249316) is a premier mortgage loan officer and local lending expert in Rockville, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Ricardo provides comprehensive home financing solutions with Embrace Home Loans. Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing, whether it's your first home, retirement home, vacation home or investment property. Contact Ricardo today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    605
    /850
    Search Rank Score
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Aug 1st, 2014 - Current

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1249316
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.