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Ricardo Guido - Sr Loan Officer | NMLS 1249316 in Rockville, MD
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Ricardo Guido

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Sr Loan Officer | NMLS 1249316

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Ricardo Guido (NMLS #1249316) is a premier mortgage loan officer and local lending expert in Rockville, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Ricardo provides comprehensive ho... Show More
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closed
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9 AM to 5 PM
Tues
9 AM to 5 PM
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95%
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Reviews from Web
  • SFTP
    O
    Omonse O
    Lanham, MD
    Posted on November 9th, 2025 10:18 AM
    It was such a wonderful experience! I truly appreciate all their assistance and support in helping me become a first-time homeowner!
    Reply from Ricardo Guido
    November 24th, 2025 07:20 PM
    I'm really glad to hear that you had a positive experience, Omonse. Helping you become a first-time homeowner is truly rewarding. If you have any more questions or need further assistance, please don't hesitate to reach out.
  • SFTP
    S
    Sean C
    Riverdale, MD
    Posted on November 6th, 2025 01:21 PM
    Everything was great and handled very professionally.
    Reply from Ricardo Guido
    November 21st, 2025 09:22 PM
    I'm pleased to hear that your experience was handled professionally, Sean. Ensuring a smooth process is important to me. If you have any other questions or need further assistance, please reach out anytime.
  • SFTP
    G
    George K
    Clarksburg, MD
    Posted on November 4th, 2025 06:13 PM
    The polished professional acumenship, politness and going to great lengths to ensure that the buyer fully understands all the pros and cons.
    Reply from Ricardo Guido
    November 19th, 2025 06:14 PM
    I'm grateful for your review, George. It's essential to me that every client feels well-informed and comfortable with their decisions. If you ever have more questions or require further assistance, please feel free to reach out.
  • SFTP
    C
    Chinelo C U
    Upper Marlboro, MD
    Posted on October 24th, 2025 02:39 PM
    Efficient and understanding
    Reply from Ricardo Guido
    November 10th, 2025 02:47 PM
    Thank you for highlighting the efficiency and understanding you experienced during your purchase, Chinelo. I strive to make every transaction smooth and clear. If you have any further questions or need assistance in the future, don't hesitate...
    read more
  • SFTP
    W
    Wallace M
    Laurel, MD
    Posted on October 21st, 2025 12:26 PM
    Richardo is the number, and he has the Best Team so far and ever, Richardo is Super Best
    Reply from Ricardo Guido
    November 5th, 2025 02:34 PM
    I appreciate your kind words, Wallace. I'm glad to hear that your experience with Embrace Home Loans has been positive. If there's anything more I can do for you in the future, please feel free to reach out.
  • SFTP
    B
    Bisrat A
    Silver Spring, MD
    Posted on October 19th, 2025 05:41 PM
    communication and process
    Reply from Ricardo Guido
    November 3rd, 2025 05:42 PM
    Thank you for sharing your thoughts, Bisrat. It's good to know that the communication and process worked well for your purchase. If there's anything else I can assist you with, feel free to get in touch.
  • SFTP
    F
    Fetene A
    Silver Spring, MD
    Posted on October 17th, 2025 04:39 PM
    Everything was a good experience for me. He helped me even if I called him after long perio of time.
    Reply from Ricardo Guido
    November 3rd, 2025 09:08 PM
    I'm glad to hear that you had a positive experience, Fetene. It's important to me to be available whenever you need assistance, no matter the time between calls. If you have any further questions or require more support, please don't hesitate...
    read more
  • SFTP
    P
    Paula E
    Lanham, MD
    Posted on October 15th, 2025 12:26 PM
    Thanyou for helping me
    Reply from Ricardo Guido
    October 30th, 2025 01:05 PM
    I'm glad I could assist you, Paula. If you have any more questions or need further support, don't hesitate to reach out.
  • SFTP
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    Winifred S
    Laurel, MD
    Posted on October 5th, 2025 11:31 AM
    Good communication
    Reply from Ricardo Guido
    October 20th, 2025 08:42 PM
    I'm grateful for your feedback, Winifred. Effective communication is one of my top priorities, so I'm glad to hear it met your expectations. Should you need any further assistance or have questions about your purchase, feel free to reach out...
    read more
  • SFTP
    L
    Lorena S
    Beltsville, MD
    Posted on September 27th, 2025 09:00 PM
    I have been working with Ricardo more than 5 years. Since then he has been profesional, responsible. Always answered the phone in timely manner and courtesy. Great professional, and a great human being. It has been a pleasure for me working...
    read more
  • 41–50 of 377
    About
    Ricardo Guido (NMLS #1249316) is a premier mortgage loan officer and local lending expert in Rockville, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Ricardo provides comprehensive home financing solutions with Embrace Home Loans. Embrace Home Loans is proud to have Senior Loan Officer, Ricardo Guido as a part of the Embrace family. Ricardo is here to assist clients like you in making the best possible informed decision regarding financing, whether it's your first home, retirement home, vacation home or investment property. Contact Ricardo today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Aug 1st, 2014 - Current

    Year Started

    2000

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 1249316
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.